Financial Risk Specialist

vor 1 Woche


Frankfurt am Main, Hessen, Deutschland Société Générale Assurances Vollzeit

About the Role

We are seeking a highly skilled Credit Analyst to join our team at Société Générale Assurances. As a Credit Analyst, you will be responsible for analyzing and evaluating the creditworthiness of corporate clients, identifying potential risks, and developing strategies to mitigate them.

Key Responsibilities

  • Build and maintain expertise in credit analysis, including cash flow analysis, balance sheet analysis, and risk assessment.
  • Develop and implement credit policies and procedures to ensure compliance with regulatory requirements.
  • Collaborate with cross-functional teams, including sales, risk management, and compliance, to ensure effective credit risk management.
  • Conduct thorough credit analysis and provide recommendations to senior management on credit approvals.
  • Monitor and analyze credit portfolio performance, identifying trends and areas for improvement.
  • Develop and maintain relationships with clients, understanding their business needs and providing tailored credit solutions.

Requirements

  • University degree in economics, finance, or business administration, or a bank apprenticeship with advanced training.
  • 5 or more years of professional experience in credit analysis, including cash flow analysis, at a corporate or investment bank.
  • Sound knowledge of balance sheet analysis, accounting rules (IFRS/IAS, US-GAAP, and HGB), and risk analysis.
  • Relevant knowledge of cash flow analysis, financial projections, and peer group comparison.
  • Experience in risk analysis and good knowledge of internal credit approval processes.
  • Fluency in both English and German language (oral and written).

About Us

Société Générale Assurances is an equal opportunities employer and is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union, or minority organization, or any other characteristic that could be subject to discrimination.



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