Lending Operations Manager

vor 4 Wochen


Frankfurt am Main, Hessen, Deutschland Raisin GmbH Vollzeit
Team Overview

The Lending Operations division is an integral part of the dynamic and forward-thinking Operations department at Raisin GmbH. This team oversees all aspects of loan management, particularly focusing on fronting, factoring, and refactoring. Responsibilities include managing the acquisition and resale of receivables, verifying collateral, developing loan templates, and generating credit assessments and reports.

As the prospective Head of Lending Operations, you will be responsible for both the technical and personnel leadership of the team. Your leadership will be crucial in driving optimal performance, enhancing operational efficiency, and fostering team development. Your priorities will include cultivating team cohesion, promoting employee growth, and continuously refining processes.
At Raisin GmbH, we pride ourselves on our open, technology-driven, and vibrant culture. You will collaborate with motivated colleagues from diverse backgrounds across various locations.

Your Key Responsibilities
  • Lead a growing team of 8 professionals.
  • Act as the primary contact for the Lending Operations team, overseeing both professional and disciplinary matters.
  • Enhance process flows, automation, and IT solutions for the team.
  • Report directly to the Chief Operating Officer (COO) and collaborate closely with the Head of Lending and the Head of Credit Risk Management & Governance.
  • Encourage transparent communication and foster a culture of trust.
  • Establish efficient onboarding processes for new partners in collaboration with other departments, ensuring thorough process documentation.
  • Contribute actively to the launch of new products.
Your Qualifications
  • Completed higher education.
  • Several years of experience in the banking or finance sector, preferably in back-office roles related to credit.
  • Familiarity with regulatory standards governing credit processes.
  • Strong interpersonal skills and experience in employee management.
  • Proficient in IT and comfortable using MS Office applications.
  • Analytical mindset with a solid grasp of numerical data.
  • Team-oriented, adaptable, and an effective communicator.
  • Fluent in both German and English, with strong written and verbal skills.
Join Our Mission

At Raisin GmbH, we blend the stability and expertise of a traditional bank with the agility and innovation of a startup. Our diverse workforce reflects the variety of our partners. If you seek a dynamic environment where you can leverage your strengths and advance your career, you are in the right place. In our agile FinTech setting, you will have the chance to work within an international team and gain valuable experience. We offer:

  • A personal development budget of €2,000 and access to language learning tools.
  • Engaging projects and partnerships within the banking and startup sectors.
  • A fully cloud-based Banking-as-a-Service platform.
  • Access to industry-leading tools for analysis, development, communication, and collaboration.
  • A dynamic work environment with a hands-on approach and agile methodologies.
  • Flexible working hours, 30 days of vacation, plus additional time off during holidays.
  • A collegial atmosphere that promotes a supportive learning environment.
  • Opportunities for company pension schemes and capital-forming payments.
  • Subsidized public transport options.
  • A diverse team of experts to learn from and collaborate with.
About Raisin GmbH

Raisin GmbH is a pioneer in the savings and investment sector. Established in 2012, our fintech company has opened up the vast deposits and investments market across the European Union, the United Kingdom, and the United States. Today, we serve over one million customers, providing a wide range of savings, investment, and pension products. This positions Raisin as one of the leading global marketplaces for savings and investments. Our platform allows savers to access a broader selection of attractive products while offering financial service providers top-tier marketplace solutions. Raisin operates its own B2C marketplaces under various brands.

We collaborate with over 400 banks and financial service providers from more than 30 countries, managing €50 billion in assets under administration and generating significant interest for our customers worldwide. Our company is supported by prominent international investors.

We are committed to equal employment opportunities for all individuals, regardless of their background.



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