Head of Credit Operations

vor 3 Wochen


Frankfurt am Main, Hessen, Deutschland Raisin Vollzeit
Team Overview

The Lending Operations division is an integral part of the dynamic Operations department, overseeing all aspects of loan management at Raisin Bank. This includes responsibilities in fronting, factoring, and refactoring, as well as managing the lifecycle of receivables through purchase, return, or resale. The team is tasked with verifying collateral, designing loan templates, acquiring credit assessments, and generating comprehensive reports.

As the prospective Head of Lending Operations, you will assume both technical and personnel leadership of the team, leveraging your managerial skills to drive optimal performance, streamline processes, and foster team development. Your primary focus will be on nurturing team cohesion, enhancing employee growth, and pursuing continuous process improvements.

At Raisin Bank, we pride ourselves on our open, technology-driven, and vibrant culture. You will collaborate with motivated colleagues from diverse backgrounds across various locations.

With your expertise in the credit industry, you will facilitate effective onboarding procedures for new partners and products. Your strong communication skills will be essential in liaising with partners in the fronting and factoring sectors, as well as engaging with auditors from both internal and external bodies.

Key Responsibilities
  • Lead a growing team of 8 professionals.
  • Act as the primary contact for the Lending Operations team in both professional and disciplinary matters.
  • Enhance process flows, automation, and IT solutions for your team.
  • Report directly to the Chief Operating Officer (COO) and collaborate closely with the Head of Lending and the Head of Credit Risk Management & Governance.
  • Encourage transparent communication and foster a culture of trust.
  • Develop efficient onboarding processes for new partners in collaboration with other departments, ensuring thorough process documentation.
  • Contribute actively to the launch of new products.
Candidate Profile
  • Completed higher education.
  • Several years of experience in the banking or finance sector, preferably in back-office roles related to credit.
  • Familiarity with regulatory requirements governing credit processes.
  • Strong interpersonal skills and experience in employee management.
  • Proficient in IT and adept at using MS Office applications.
  • Analytical mindset with a solid grasp of numerical data.
  • Team-oriented, adaptable, and an effective communicator.
  • Fluent in both written and spoken German, with good English proficiency.
Join Our Vision

As part of the Raisin family, Raisin Bank merges the stability of traditional banking with the agility and innovation of a startup.

Our workforce reflects the diversity of our partners. If you seek a dynamic environment where you can leverage your strengths and advance your career, you will find a perfect fit here. In our agile FinTech setting, you will have the chance to work within an international team and gain valuable experience. We offer:

  • An Employee Development Budget of €2,000 and access to Babbel for ongoing learning.
  • Engaging partnerships and projects within the banking and startup sectors.
  • A fully cloud-based Banking-as-a-Service platform.
  • Access to leading tools for analysis, development, communication, and collaboration, including AWS Stack, Splunk, GSUITE, Slack, and the Atlassian Suite (Jira, Confluence, Trello).
  • A dynamic work environment with a hands-on approach and agile methodologies.
  • Flexible working hours, 30 days of vacation, plus time off on Christmas Eve and New Year's Eve.
  • A collegial atmosphere and a supportive learning culture.
  • Promotion of company pension schemes and capital-forming payments.
  • Subsidized Deutschland Ticket at €25 per month.
  • A diverse team of experts to learn from and inspire one another.


  • Frankfurt am Main, Hessen, Deutschland Raisin Vollzeit

    About the RoleThe Lending Operations team is a key component of the agile and innovative Operations department at Raisin Bank, responsible for all activities related to loan processing, particularly in the areas of fronting, factoring, and refactoring. The team oversees the processing of the purchase and return or resale of receivables, as well as collateral...


  • Frankfurt am Main, Hessen, Deutschland Raisin Vollzeit

    About the RoleThe Lending Operations team is a key component of the agile and innovative Operations department at Raisin Bank, responsible for all activities related to loan processing, particularly in the areas of fronting, factoring, and refactoring. The team oversees the processing of the purchase and return or resale of receivables, as well as collateral...


  • Frankfurt am Main, Hessen, Deutschland Raisin GmbH Vollzeit

    About the RoleWe are seeking a highly experienced and skilled Head of Lending Operations to join our team at Raisin GmbH. As a key member of our Operations department, you will be responsible for leading a growing team of 8 employees and overseeing all activities related to loan processing.Key ResponsibilitiesLead a team of 8 employees and provide technical...


  • Frankfurt am Main, Hessen, Deutschland Raisin GmbH Vollzeit

    About the RoleWe are seeking a highly experienced and skilled Head of Lending Operations to join our team at Raisin GmbH. As a key member of our Operations department, you will be responsible for leading a growing team of 8 employees and overseeing all activities related to loan processing.Key ResponsibilitiesLead a team of 8 employees and provide technical...


  • Frankfurt am Main, Hessen, Deutschland Raisin Vollzeit

    Team OverviewThe Lending Operations division is an integral part of the dynamic Operations department, overseeing all aspects of loan processing at Raisin Bank. This includes responsibilities in fronting, factoring, and refactoring, as well as managing the purchase and resale of receivables. The team is tasked with verifying collateral, developing loan...


  • Frankfurt am Main, Hessen, Deutschland Société Générale Vollzeit

    Société Générale is a leading European financial services institution dedicated to fostering sustainable development and facilitating positive change. With a robust presence across Europe and a global network, the organization employs over 117,000 professionals in 60 countries, catering to millions of clients on a daily basis.Our Global Transaction...


  • Frankfurt am Main, Hessen, Deutschland Raisin GmbH Vollzeit

    Team OverviewThe Lending Operations division is an integral part of the dynamic and forward-thinking Operations department, overseeing all aspects of loan management at Raisin GmbH. This includes responsibilities in fronting, factoring, and refactoring processes. The team manages the acquisition and subsequent sale or return of receivables, while also...


  • Frankfurt am Main, Hessen, Deutschland YiDa Business Consulting & Translation Services Vollzeit

    About Our CompanyYiDa Business Consulting & Translation Services is seeking a highly skilled Senior Credit Risk Analyst to join our team in Frankfurt. Our company is a subsidiary of a renowned financial institution, providing expert consulting and translation services to clients worldwide.Key ResponsibilitiesConduct thorough creditworthiness analysis of...


  • Frankfurt am Main, Hessen, Deutschland YiDa Business Consulting & Translation Services Vollzeit

    About Our CompanyYiDa Business Consulting & Translation Services is seeking a highly skilled Senior Credit Risk Analyst to join our team in Frankfurt. Our company is a subsidiary of a renowned financial institution, providing expert consulting and translation services to clients worldwide.Key ResponsibilitiesConduct thorough creditworthiness analysis of...


  • Frankfurt am Main, Hessen, Deutschland Raisin Vollzeit

    About the RoleWe are seeking a highly motivated and detail-oriented Credit Operations Assistant to join our team at Raisin Bank. As a Credit Operations Assistant, you will play a crucial role in supporting our Operations Lending and Operations Fronting teams in their various tasks around customer onboarding.Key ResponsibilitiesCustomer Onboarding Support:...


  • Frankfurt am Main, Hessen, Deutschland Raisin Vollzeit

    About the RoleWe are seeking a highly motivated and detail-oriented Credit Operations Assistant to join our team at Raisin Bank. As a Credit Operations Assistant, you will play a crucial role in supporting our Operations Lending and Operations Fronting teams in their various tasks around customer onboarding.Key ResponsibilitiesCustomer Onboarding Support:...


  • Frankfurt am Main, Hessen, Deutschland Proclinical Vollzeit

    Aktuell sucht Proclinical im Auftrag unseres Kunden, ein international agierendes, deutsches Pharma-Unternehmen einen Head of Regulatory Operations GRA am Standort Nähe Frankfurt/Main. (hybrid, 2 Tage vor Ort). Aufgabenfeld:Leitung des Regulatory Operations Teams: Motivation und Entwicklung der Teammitglieder sowie Schaffung eines inspirierenden...


  • Frankfurt am Main, Hessen, Deutschland Frankfurter Sparkasse Vollzeit

    As a Credit Operations Specialist at Frankfurter Sparkasse, your primary role will involve overseeing essential inquiries related to credit operations and offering assistance to various internal teams on matters pertaining to credit.Key Responsibilities:Facilitate, enhance, and deliver expert guidance on significant credit issues in collaboration with...


  • Frankfurt am Main, Hessen, Deutschland Apleona Vollzeit

    Head of Operations Management (m/f/d) - Apleona Real Estate GmbH A prominent banking institution located in a major urban center, featuring multiple high-rise structures and accommodating a substantial number of users. Our offerings encompass comprehensive property administration and technical management, while excluding food services and security...


  • Frankfurt am Main, Hessen, Deutschland Raisin Vollzeit

    About the RoleWe are seeking a highly motivated and detail-oriented Working Student Credit Operations Specialist to join our team at Raisin Bank. As a key member of our Operations Lending and Operations Fronting teams, you will play a crucial role in supporting our credit processing activities.Key ResponsibilitiesCustomer Onboarding Support: You will assist...


  • Frankfurt am Main, Hessen, Deutschland LG ELECTRONICS Vehicle components Europe GmbH Vollzeit

    About LG Electronics Vehicle Components Europe GmbH LG Electronics Vehicle Components Europe GmbH is at the forefront of providing innovative and sustainable automotive solutions. Our focus is on delivering high-quality automotive components that leverage LG's advanced technologies. Role Overview As the Head of Accounts Receivable Management, you will play a...


  • Frankfurt am Main, Hessen, Deutschland Raisin GmbH Vollzeit

    Team OverviewThe Lending Operations division is an integral part of the dynamic and forward-thinking Operations department at Raisin GmbH. This team oversees all aspects of loan management, focusing on fronting, factoring, and refactoring processes. Responsibilities include managing the acquisition and resale of receivables, verifying collateral, developing...


  • Frankfurt am Main, Hessen, Deutschland Apleona Vollzeit

    Head of Operations Management (m/f/d) - Apleona Real Estate GmbH A prominent banking establishment located in a metropolitan area, featuring multiple skyscrapers and accommodating a significant number of users. Our offerings encompass comprehensive property administration and technical management, excluding food services and security measures. Additionally,...


  • Frankfurt am Main, Hessen, Deutschland Raisin Vollzeit

    Deine RolleAls Head of Kreditbearbeitung übernimmst du die fachliche und personelle Leitung des Teams Lending Operations und sorgst mit deiner Führungsstärke für optimale Ergebnisse, effiziente Prozessabläufe und die Weiterentwicklung des Teams. Dabei stehen Teamgeist, Mitarbeiterentwicklung und eine laufende Prozessoptimierung für dich im...

  • Director Credit Risk

    vor 2 Monaten


    Frankfurt am Main, Hessen, Deutschland Selby Jennings Vollzeit

    New Director Credit Risk role open in a leading global financial services firm, providing a comprehensive range of investment banking, securities, investment management, and wealth management services. The role will reside within the Credit Risk Management Department, reporting to the Head of Risk for the European region and you would have a team in...