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Senior Credit Risk Analyst

vor 4 Monaten


Frankfurt am Main, Hessen, Deutschland YiDa Business Consulting & Translation Services Vollzeit
About Our Company

YiDa Business Consulting & Translation Services is seeking a highly skilled Senior Credit Risk Analyst to join our team in Frankfurt. Our company is a subsidiary of a renowned financial institution, providing expert consulting and translation services to clients worldwide.

Key Responsibilities
  • Conduct thorough creditworthiness analysis of clients using both quantitative and qualitative factors.
  • Perform rating reviews and updates on clients, preparing credit review reports and presentations for the Credit Committee.
  • Prepare meetings for the Credit Committee and draft meeting minutes.
Credit Administration
  • Verify conditions precedent for loan payments.
  • Monitor existing clients and exposures in compliance with internal and external rules.
  • Report large exposures and loans above EUR 1 million to the German Bundesbank, managing customer data and pledged loans for refinancing purposes.
  • Provide risk reports to the local Management Board and Head Office.
  • Establish and manage credit files, both in hardcopy and digital formats.
  • Support Corporate Banking and Operations with credit-related matters.
Requirements
  • University degree in economics, finance, or banking.
  • 4-5 years of experience in front or middle office of commercial banks.
  • Knowledge of credit review, rating, and risk analysis of corporate clients.
  • Proficiency in finance, economics, and accounting standards.
  • Knowledge of banking supervisory requirements in Germany.
  • Excellent skills in MS Office.
  • Proficient in German and English language, with Chinese being an advantage.
What We Offer
  • A dynamic and international work environment.
  • Competitive remuneration based on performance and position.
  • A central location in Frankfurt city centre with excellent transport connections.
  • A collaborative and committed team.