Chief Credit Officer
vor 2 Wochen
Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs.
The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude's business units are consumer banking (Ferratum), business banking (CapitalBox) and wholesale banking (Multitude Bank).
Multitude Group employs over 700 people in 25 countries and offers services in 16 countries, achieving a combined turnover of 212 million euros in 2022.
Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'FRU'.
As a global thinking company, we are proud of our diversity and currently employ people from over 40 different nationalities and walks of life.
We support employee interests, hobbies, and goals both inside and outside of Multitude because we understand that happy people make happy employees.
Key Accountabilities:
- Monitor and manage the Tribe's overall credit risk include overseeing collections and loan procedures, and processing mitigation of the risks surrounding a loan portfolio.
- Oversee and provide active management of the Bank's credit analysis function and develop appropriate portfolio management MIS reports.
- Lead and manage tribe risk team and interfaces to group risk and bank risk team.
- Work with the board, tribe CEO and wider management to ensure that the Risk Management Framework is consistent with the tribes objectives and regulatory requirements.
- Act as strategic business partner to achieve budgetary targets, and evaluating new processes, products, technology and business strategy on the risk profile of the tribe.
- Set strategy of the tribe's credit risk & developing credit & underwriting policies including risk measurement tools including risk assessments, thresholds for key risk indicators, stress testing, and loss database implementation. Lead towards automation process of credit decisioning.
- Lead key risk initiatives & projects to improve the quality of our underwriting, as well as being a driving force in strengthening the tribes awareness on key risk areas and topical issues.
- Develop and enhance a risk reporting framework which meets the requirements of various external and internal stakeholders.
- Monitor and implement performing debt collection procedures, review portfolio DPD's and work together with debt collection partners to improve NPLs status and portfolio quality.
- Ongoing review of risk governance within the organization and establishing a process to support the monitoring and reporting of tribe risk profile in relation to tribe's risk management framework and risk limits.
- Drive recruitment of staff members to the team and in the overall development of the credit risk department in line with business needs.
- Assist in determining the adequacy of the allowance for loan and lease losses.
Requirements:
- Advanced degree in Finance, Economics, Business Administration, or related field;
- Minimum 8 years of handson experience in credit risk management, specifically with focus on underwriting secured loans within traditional banks or fintech companies;
- Proved track record in commercial lending/leasing with proficiency across quantitative analysis, structured lending, and assetbased lending;
- Extensive experience in establishing and developing comprehensive credit, collection, and fraud policies and objectives tailored to effectively manage risk within the company's acceptable parameters for commercial secured lending;
- Previous managerial experience, including the ability to inspire and motivate teams, foster a culture of accountability and innovation;
- Demonstrated proficiency in developing advanced risk management strategies and scorecard analytics, leveraging quantitative analysis techniques and predictive modeling to optimize risk assessment and decisionmaking processes;
- Ability to develop risk management and scorecard analytics;
- Thorough understanding of regulatory requirements, particularly EBA guidelines and other local regulatory frameworks, with a proven ability to ensure compliance;
- Expertise in managing the endtoend loan approval process;
- Experience working with Data Science and understanding model development;
- Excellent communication and interpersonal skills, with the ability to collaborate; effectively with stakeholders at all levels;
- Indepth knowledge of credit risk management principles, methodologies, and best practices.
We offer:
- Internal Training (access to online learning with thousands of courses).
- Working in a hybrid flexible model.
- Urban sport card.
- Increased vacation days (starting with 24 days annual leave and one extra day per year of employment, up to 30 days per annum).
- Mental wellbeing support.
- Capitalformation saving plan (Vermögenswirksame Leistunge
-
Chief Revenue Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Annapurna VollzeitRole : Chief Revenue Officer (CRO) Industry : SaaS, Fintech Location : Berlin, hybrid or remote-first in Germany Annapurna Recruitment is exclusively partnering a VC-backed Fintech business, searching for a Chief Revenue Officer based in Berlin. Our client has developed an AI solution to fight financial crime, by improving fraud risk detection and...
-
Chief Product Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Kooku Recruiting Partners Berlin VollzeitWe are currently on the lookout for a highly skilled and experienced Chief Product Officer (CPO) (M/F/d) for our client, a Berlin-based WealthTech startup, revolutionizing Upper Mass Retail/lower affluent segment Investing. The company operates in the German market with plans for international expansion. The Chief Product Officer (CPO) (M/F/d) plays a...
-
Chief Financial Officer
vor 2 Wochen
Berlin, Berlin, Deutschland JobHipster VollzeitJobtitel: Chief Financial Officer (CFO) Standort: Berlin inkl. Home Office Unternehmensgröße: 100 Mitarbeiter Gehalt: > EUR p.a. Beteiligungsregelung: Ja Teamgröße Finanzabteilung: 6 FTE Stellenbeschreibung/Mandat: Ein schnell wachsendes Unternehmen in der Serviced-Apartments-Branche mit Sitz in Berlin sucht einen dynamischen Chief Financial...
-
Chief Operating Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Digital Spine Vollzeit**_Deep Tech meets Vertical Mobility _**_- wir erfinden vertikale Mobilität und Intra-Logistik mit patentierten _**_IoT Lösungen_**_ neu._- Mittels unserer einzigartigen, patentierten IoT/Cloud-Technologie transformieren wir Maschinen zum smarten Rückgrat der _**_vertikalen Städte von morgen_**_ - und das schon heute._- Seit 2021 sind wir in der...
-
Executive Assistant To Chief Financial Officer
vor 2 Wochen
Berlin, Berlin, Deutschland N26 GmbH VollzeitAbout the opportunity We have an exciting opportunity to join our team as Executive Assistant to our Chief Financial Officer (CFO). At N26, our team of Executive Assistants provide high-level strategic management support, clerical and business assistance, plus direction and guidance to support in the achievement of strategic priorities and business goals...
-
Chief Financial Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Albert Bow VollzeitChief Financial Officer (CFO) | GreenTech Scaling Company| Germany | Up to €150k + equity Albert Bow are looking for a CFO based in Berlin to join a market leader dedicated to pioneering the use of AI to fight climate change.This is an extremely exciting time to join the company as they are going through an exciting growth phase. You will play a vital role...
-
Chief Commercial Officer, CCO
Vor 3 Tagen
Berlin, Berlin, Deutschland Jobsatlanticlabsfoodlabs VollzeitAbout the VentureWe've built a profitable and sustainable B2B SaaS product operating at the intersection of hospitality and travel across Europe. We've found market fit and are already established as the leading player in our home market. We are now looking to bring onboard a Chief Revenue Officer to accelerate our growth and build a high-performance revenue...
-
Chief Information Security Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Tentamus Group VollzeitDie Tentamus Gruppe ist ein international agierendes mittelständisches Unternehmen im Bereich der Qualitäts- und Überwachungsdienstleistungen von Lebensmitteln, Futtermitteln, Pharmazeutika und Kosmetika. Die dezentrale Laborstruktur, verteilt über 90 Standorte weltweit, bietet ein Höchstmaß an Flexibilität und rundet den firmeneigenen Servicegedanken...
-
Chief Medical Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Oviva AG VollzeitAre you a medical doctor with experience in clinical research and trials? By blending behavioural change therapy with our unique technology, an exceptional team of passionate individuals, we are creating affordable and accessible app-based healthcare programs to tackle diet-related health conditions such as obesity and type 2 diabetes. Through comprehensive...
-
Chief Commercial Officer, CCO
vor 2 Wochen
Berlin, Berlin, Deutschland FoodLabs & Atlantic Labs VollzeitAbout the VentureWe've built a profitable and sustainable B2B SaaS product operating at the intersection of hospitality and travel across Europe. We've found market fit and are already established as the leading player in our home market. We are now looking to bring onboard a Chief Revenue Officer to accelerate our growth and build a high-performance revenue...
-
Chief Compliance Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Atos Vollzeit**Publication Date**:May 15, 2023**Ref. No**:480769**Location**:Berlin, DE, D-13353Frankfurt, DE, D-65929Dusseldorf, DE, D-40547Hamburg, DE, D-22083Stuttgart, DE, D-70499Essen, DE, D-45131München, DE, D-81739Fürth, BY, DE, D-90766The future is our choiceAls weltweit führendes Unternehmen für sichere und dekarbonisierte digitale Lösungen ist es unser...
-
Chief Operating Officer
vor 2 Wochen
Berlin, Berlin, Deutschland krisenchat gGmbH VollzeitExciting Opportunity as Chief Operating Officer (COO) at krisenchat!krisenchat is looking for a proactive and strategic thinker to join their team as the COO. As the COO, you will be pivotal in translating krisenchat's vision into actionable strategies, optimizing daily operations, and nurturing a positive company culture that has a meaningful...
-
Chief Marketing Officer
Vor 7 Tagen
Berlin, Berlin, Deutschland qiibee VollzeitJoin Our Team as Chief Marketing Officer Are you ready to lead the charge in generating hype and Growth within our qiibee Foundation. Our vision? A world where loyalty is limitless and seamlessly integrated. Be part of this transformation and elevate how loyalty is rewarded. We're seeking a hands-on leader who thrives on genius marketing strategies that...
-
Chief Operations Officer Germany
vor 2 Wochen
Berlin, Berlin, Deutschland BOARDLINK Executive Consultants International VollzeitUnser Mandant ist ein führender Anbieter in den Bereichen Digital Services und Customer Care. Gemeinsam mit mehr als 3.000 Mitarbeitern in Deutschland unterstützen sie ihren Kunden dabei, dynamisch und schnell auf die steigenden Kundenerwartungen Erwartungen zu reagieren.**Hinzu kommt die internationale Expertise**: mit rund Mitarbeitern an über 450...
-
Chief Financial Officer
vor 2 Wochen
Berlin, Berlin, Deutschland zeotap VollzeitAbout the companyZeotap is the next-generation Customer Data Platform. It empowers brands to unify, enhance and activate customer data in a cookieless future, all while putting consumer privacy and compliance front-and-centre. Recognised by Gartner as a "Cool Vendor", Zeotap works with over 80 of the world's top 100 brands, including P&G, Nestlé and Virgin...
-
Chief Marketing Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Urban Sports Club VollzeitAs the Chief Marketing Officer (CMO) at Urban Sports Group, you'll spearhead the development and execution of our marketing strategy, prioritizing B2B and performance marketing to amplify brand visibility, foster customer acquisition, and drive revenue growth across diverse markets. We're in search of a seasoned marketing leader with a proven track record,...
-
Berlin, Berlin, Deutschland Duffle VollzeitBRING THE WORLD'S BEST INDEPENDENT BRANDS TO THE WORLD.We are looking for an experienced Event & Creator Manager (Chief Community Officer) to engage and grow our community, focusing on social media and events and showcasing the world's best independent brands.Join a Corporate Start-up backed by Avolta AG and Gr. Heinemann two leading travel giants.About...
-
Chief Ethics
vor 2 Wochen
Berlin, Berlin, Deutschland Engie VollzeitChief Ethics & Compliance Officer (m/w/d) Unternehmen: ENGIE Beschreibung: ENGIE arbeitet in Deutschland an der Entwicklung eines diversifizierten Energiemixes, wobei der Anteil erneuerbarer Energien stark zunehmen soll. Mit über 5.900 Mitarbeitern an 50 Standorten in Deutschland sind wir entschlossen, das Ziel der Klimaneutralität zu erreichen. Was...
-
Cmo / Chief Marketing Officer M/w/d (Berlin
vor 2 Wochen
Berlin, Berlin, Deutschland juniqe VollzeitDEINE AUFGABENFür unseren Standort im Herzen von Berlin-Kreuzberg suchen wir eine: n CMO / Chief Marketing Officer (m/w/d) in Vollzeit. Du liebst Marketing und bringst zusammen mit dem Team unsere Marketingstrategie auf die nächste SpielstufeWenn Du Lust hast, unsere Brand und unsere Produkte in allen Märkten so richtig zu pushen, Dein Herz insbesondere...
-
Chief Marketing Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Urban Sports Club Group VollzeitAs the Chief Marketing Officer (CMO) at Urban Sports Group, you'll spearhead the development and execution of our marketing strategy, prioritizing B2B and performance marketing to amplify brand visibility, foster customer acquisition, and drive revenue growth across diverse markets. We're in search of a seasoned marketing leader with a proven track record,...
