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Senior Credit Risk Manager

vor 2 Monaten


Berlin, Berlin, Deutschland AUTO1 Global Services SE & Co. KG Vollzeit
Job Summary

We are seeking a highly skilled Credit Risk Manager to join our Captive Finance team at AUTO1 Global Services SE & Co. KG. As a key member of our team, you will play a crucial role in assessing and allocating credit risk, as well as mitigating potential risks.

Key Responsibilities
  • Loan Tape Analysis: Conduct thorough analysis and evaluation of loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards.
  • Credit Policy Review: Conduct back-testing of existing credit policies and scoring models to assess their effectiveness and identify areas for enhancement.
  • Policy Recommendations: Provide expert recommendations for policy and model improvements based on data analysis and industry best practices.
  • Collaboration with Credit Operations: Work closely with the Credit Operations team to implement new policies and work instructions.
  • Operational Efficiency: Ensure seamless integration and operational efficiency.
  • Credit Risk Evaluation: Evaluate credit risk and develop strategies to mitigate potential risks.
  • Portfolio Quality: Enhance the overall credit quality of the portfolio.
  • Stakeholder Communication: Communicate insights and recommendations to key stakeholders.
Requirements
  • Education: Successfully completed studies in economics, financial management, or a comparable course of study.
  • Technical Skills: Ideally knowledge of Python, Redash, and data analytical tools.
  • Experience: Relevant experience in credit analysis, policy review, and risk management.
  • Leadership: Experience in the role as a Team lead or personnel responsibilities.
  • Soft Skills: Working detail-oriented with a strong focus on accuracy and compliance. Ability to work independently and manage multiple projects simultaneously.
  • Language Skills: Business fluent in English, while knowledge of German is a plus.
What We Offer
  • Personal Growth: Be part of Europe's leading digital automotive platform.
  • Flexible Working Hours: Flexible working hours.
  • Relaxation Time: 26 days vacation.
  • Remote Work: Working from home up to 3 days a week.