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Senior Credit Risk Manager

vor 1 Monat


Berlin, Berlin, Deutschland AUTO1 Global Services SE & Co. KG Vollzeit
Senior Credit Risk Manager

We are seeking a highly skilled Senior Credit Risk Manager to join our Captive Finance team. In this role, you will play a crucial part in assessing and allocating our credit risk, as well as mitigating potential risks. You will have the opportunity to work closely with key stakeholders and contribute to the development of our credit policies and scoring models.

Key Responsibilities
  • Analyze and evaluate loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards
  • Conduct thorough back-testing of existing credit policies and scoring models to assess their effectiveness and identify areas for enhancement
  • Provide expert recommendations for policy and model improvements based on data analysis and industry best practices
  • Work closely with the Credit Operations team to implement new policies and work instructions
  • Evaluate credit risk and develop strategies to mitigate potential risks
  • Enhance the overall credit quality of the portfolio
  • Communicate insights and recommendations to key stakeholders
Requirements
  • Successfully completed studies in economics, financial management, or a comparable course of study
  • Ideal knowledge of Python, Redash, and data analytical tools
  • Relevant experience in credit analysis, policy review, and risk management
  • Experience in the role as a Team lead or personnel responsibilities
  • Working detail-oriented with a strong focus on accuracy and compliance
  • Ability to work independently and manage multiple projects simultaneously
  • Comprehensive knowledge of Google Workspace, Microsoft Word, Excel, and PowerPoint
  • Business fluent in English, while knowledge of German is a plus