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Senior Credit Risk Manager

vor 2 Monaten


Berlin, Berlin, Deutschland AUTO1 Global Services SE & Co. KG Vollzeit
Job Summary

We are seeking a highly skilled Credit Risk Manager to join our Captive Finance team at AUTO1 Global Services SE & Co. KG. As a key member of our team, you will play a crucial role in assessing and allocating credit risk, as well as mitigating potential risks.

Key Responsibilities
  • Loan Tape Analysis: Conduct thorough analysis and evaluation of loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards.
  • Credit Policy Review: Conduct back-testing of existing credit policies and scoring models to assess their effectiveness and identify areas for enhancement.
  • Policy Recommendations: Provide expert recommendations for policy and model improvements based on data analysis and industry best practices.
  • Collaboration and Implementation: Work closely with the Credit Operations team to implement new policies and work instructions, ensuring seamless integration and operational efficiency.
  • Credit Risk Evaluation: Evaluate credit risk and develop strategies to mitigate potential risks, enhancing the overall credit quality of the portfolio.
  • Stakeholder Communication: Communicate insights and recommendations to key stakeholders.
Requirements
  • Education: Successfully completed studies in economics, financial management, or a comparable course of study.
  • Technical Skills: Knowledge of Python, Redash, and data analytical tools is highly desirable.
  • Experience: Relevant experience in credit analysis, policy review, and risk management, with a strong background in team leadership or personnel responsibilities.
  • Soft Skills: Working detail-oriented with a strong focus on accuracy and compliance, ability to work independently, and manage multiple projects simultaneously.
  • Language Skills: Business fluent in English, with knowledge of German being a plus.
What We Offer
  • Personal Growth: Contribute to the growth and development of our company.
  • Frequent Feedback: Regular feedback talks to support you in achieving your goals.
  • Flexible Working Hours: Enjoy flexible working hours and a healthy work-life balance.
  • Relaxation Time: 26 days of vacation per year.
  • Remote Work: Work from home up to 3 days a week.