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Senior Credit Risk Analyst

vor 2 Monaten


Frankfurt am Main, Hessen, Deutschland INEOS Styrolution Vollzeit

Job Summary

The Credit Risk Department plays a crucial role in ensuring the financial health of INEOS Styrolution by carefully assessing creditworthiness, setting responsible credit limits, and continuously monitoring credit exposure. As a Senior Credit Risk Analyst, you will be part of a global team and report to the Head of Credit Risk Management EMEA.

Key Responsibilities

  • Conduct comprehensive credit risk assessments and analysis for new and existing clients, ensuring alignment with the company's risk policy and regulatory requirements.
  • Utilize risk models and methodologies to quantify and mitigate credit risk.
  • Collaborate with cross-functional teams (e.g. Sales, Finance, Customer Services) to enable business opportunities while protecting the company's financial health.
  • Negotiate credit limits with internal and external stakeholders.
  • Collaborate with banks and external rating agencies.
  • Monitor and report on the credit quality of the portfolio, identifying trends and potential areas of concern.
  • Stay up-to-date with industry trends, regulatory changes, and best practices in credit risk management.

Requirements

  • Bachelor's or Master's degree in business administration or finance.
  • A minimum of 3 years of experience in credit risk analysis or related field within an international corporate or financial institution or a rating agency.
  • Experience in managing a diversified customer portfolio of different industries, countries, and cultures.
  • Excellent analytical, problem-solving, and decision-making skills.
  • Strong understanding of financial information received from internal and external sources.
  • Versed negotiating and good communication skills.
  • Fluency in English (other additional languages are desired).
  • Good skills in MS Excel, SAP, and Power BI.
  • Proven ability to work independently and collaboratively in an international and diverse environment.
  • High attention to detail and strong organizational skills.

About INEOS Styrolution

INEOS Styrolution is the world's leading styrenics supplier, with a high-performing portfolio of styrene monomer, polystyrene, ABS Standard, and styrenic specialty products. With more than 90 years of innovation in materials science, INEOS Styrolution is focused on customer satisfaction with differentiated solutions that provide a competitive edge as well as investments in technology that enable closed-loop recyclability for styrenics while reducing our carbon emissions.