Head of German Sme Lending

**Head of German SME Lending (M/F/d)**:
**Job ID**:R0405847

**Full/Part-Time**:Full-time

**Regular/Temporary**:Regular

**Listed**:2025-09-15

**Location**:Frankfurt

**Position Overview**:
**Employer**:DWS Group**

**Title**:Head of German SME Lending (M/F/d)**

**Location**:Frankfurt**

**Job Code**:#LI-MB1 #LI-04**

**About DWS**:
DWS Group (DWS) is a leading asset manager with over EUR 1 trillion in AUM. Building on more than 60 years of experience, it has a reputation for excellence in Germany, EMEA, the Americas, and Asia. DWS is recognized by clients globally as a trusted source for integrated investment solutions, stability and innovation across a full spectrum of investment disciplines. Our diverse expertise in Active, Passive and Alternatives asset management complement each other when creating targeted solutions for our clients.

Today, markets face a whole new set of pressures - but also a whole lot of opportunity. Opportunity to innovate differently. Opportunity to invest responsibly. And opportunity to make change.

Join us at DWS, and you can be part of an industry-leading firm with a global presence. You can lead ambitious opportunities and shape the future of investing. You can support our clients, local communities, and the environment.

We’re looking for creative thinkers and innovators to join us as the world continues to transform. As whole markets change, one thing remains clear; our people always work together to capture the opportunities of tomorrow. That’s why we are ‘Investors for a new now’.

As investors on behalf of our clients, it is our role to find investment solutions. Ensuring the best possible foundation for our clients’ financial future. And in return, we’ll give you the support and platform to develop new skills, make an impact and work alongside some of the industry’s greatest thought leaders. This is your chance to achieve your goals and lead an extraordinary career.

**Team / division overview**:
The DWS Alternatives business is a diversified set of business activities with approximately EUR 130bn in assets under management in strategies including Private Real Estate, Private Infrastructure, Private Credit, Liquid Real Assets (Real Estate/Infrastructure and Commodity Securities) and Sustainable Investments. The global team invests on behalf of a global client base that includes governments, corporations, institutional investors, as well as a growing UNHW investor group.

Private Credit is a key growth pillar of the EUR 115bn DWS Alternatives franchise. The Private Credit platform aims to build diversified portfolios across direct lending, leveraged loans, capital solutions, asset-based finance and structured credit that deliver attractive risk-adjusted returns with a focus on capital preservation to a broad spectrum of investors including governments, corporations, insurance companies and private clients.

As part of the Private Credit Strategy you will be at the heart of a strategic initiative in Germany/Europe, leveraging your expertise in credit risk, portfolio management and investment process automation to build the leading private debt provider in Germany.

**Role Details**:
As the Head of German SME Lending for Private Credit, you will:

- Work with partners across Deutsche Bank and within DWS, including Product and Corporate Functions to design and manufacture products that meet the demands of clients across multiple channels.
- Build and lead a high-performing team to drive the strategic development of DWS’s digital lending offering, including product design, risk governance, integration of service providers and operational execution in a highly regulated environment.
- Play a pivotal role in DWS’s contribution to the strategic transformation of the German economy by developing and scaling the capabilities and efficiency for SME focused digital lending.
- Function as key interface between the corporate lending investment teams, operations, risk and technology to design streamlined AI-enhanced investment processes as a competitive differentiator.
- Leading the design and implementation of AI powered processes to assess the credit worthiness of potential borrowers in close collaboration with the private credit investment teams taking into account the varying requirements depending on loan type, underlying and collateral.
- Enhancement of due diligence processes on potential borrowers including the review of legal documentation, contracts and other relevant information impacting credit decisions with the special focus on SME companies.
- Automating the drafting of credit memoranda and other documentation for Investment Committees, that provide accurate and concise rating analysis and investment recommendations.
- Enhancing collateral monitoring and management processes.
- Representing the platform in public and internal senior stakeholder forums, regulatory discussions and investor events.
- Contributing to the overall deployment of AI and automation in strate