MLRO - Money Laundering Responsible Officer - NiCKEL Germany (W/M)

About Nickel

NiCKEL is one of Europe's great success stories in the Fintech industry and has become a well recognized actor for financial inclusion. Thanks to a unique distribution model, everyone can open a current account in only 5 minutes in a local store around the corner.

What drives us at NiCKEL?

Offering a simple and useful payment alternative to pay and get paid.

Launched in 2014, NiCKEL has already opened more than 3 million accounts and has more than 9000 participating stores, transformed into small agents in Europe. We employ more than 830 employees across 5 countries.

About the Position

The position is
based in Berlin
. The MLRO of Nickel Germany will be directly reporting to the Chief Compliance Officer of Nickel Germany.

The MLRO of Nickel Germany is primarily responsible for:

• Adapting BNP Paribas & Nickel Compliance policies, procedures and control plans with regards to Financial Security & KY to Nickel Germany specificities & local regulatory requirements;
• Ensuring these frameworks are in compliance with AML-FT local regulatory requirements & specific local expectations
• Be pro-active in taking part in various compliance-related projects within Nickel to ensure continuous improvement of AML-FT frameworks and especially detection solution & operational processes to manage alerts.
• Managing, reviewing the analysis of suspicious activity alerts and decide on the transmission of suspicious activity reports to the local FIU
• Taking decisions as per delegation received on the scope of responsibilities and ensure documentation and tracking of decisions
• Contributing to Compliance Risk Assessment Process, aggregate and report on Financial Security risks for Nickel Germany towards local and central management;
• Driving & supporting LoD1 teams in AML-FT risks identification & management
• Providing recommendations for remediation of identified deficiencies, and collaborate with the business to follow up on timely remediation
• Providing guidance, advice, and training on compliance topics for Nickel Germany's staff and stakeholders
• Preparing and presenting clear and concise compliance reports to the Nickel CPL and Nickel Germany management.
• Nickel Germany point of contact with BAFIN & German FIU with regards to AML-FT topics
• Managing the deputy MLRO

Profil requis

The ideal candidate should have the following profile:

• Around 6 years' experience in a regulated financial institution with at least a previous position within a Compliance and/or an internal control function;
• Extensive knowledge of Compliance challenges specific to his/her environment, especially with regards to AML & FT;
• General knowledge of applicable regulatory framework;
• Integrity & Accuracy;
• Having a strategic vision;
• Problem solving & decision-making capacity;
• Impact, acting with perspective;
• Client focus;
• Reliability;
• Fluent in German and in English, a good level in French is a plus

Why you should join Nickel?

• The opportunity to join a responsible, inclusive and diverse company in the Fintech sector
• To be part of a dynamic, enthusiastic and motivated team in a varied and international working environment
• An attractive remuneration package with additional benefits (Meal allowance, Company pension plan, 40€ vermögenswirksame Leistungen, Insurances, eGym-Wellpass sports App, Corporate Benefits discounts, etc)
• Covered by BNP Paribas professional insurance policy
• An attractive office location in the heart of Berlin
• Permanent employment contract
• 30 days of vacation
• Hybrid work model (up to 12 days per month home office)
• Development and learning opportunities

You want to join a European Fintech and a dynamic team, apply online