Working Student in Credit Risk Method

**Aufgaben**:
Becoming part of Mercedes-Benz means finding your individual role and workspace to unleash your talents to the fullest. It means becoming your best self in a global automotive company striving towards sustainable luxury. Empowered by visionary colleagues who share the same pioneering spirit.

**Together for excellence.**

**Mercedes-Benz Mobility at a Glance**
With around 10,000 employees, Mercedes-Benz Mobility AG specialises in financial and mobility services. The products range from financing, leasing, vehicle subscriptions, rental and fleet management to digital services for charging and payments, as well as insurance and innovative mobility services.

Mercedes-Benz Mobility is a division of Mercedes-Benz Group AG, which also includes the vehicle manufacturer Mercedes-Benz AG, one of the largest suppliers of premium and luxury passenger cars and vans. As a financial services provider, Mercedes-Benz Mobility supports sales of the Mercedes-Benz Group's automotive brands worldwide. In Germany, Mercedes-Benz Bank AG, as part of Mercedes-Benz Mobility AG is one of the leading vehicle financing banks and offers around one million customers financial flexibility as well as deposit business and fixed-interest-rate accounts in the direct banking business.

Flexible mobility offers such as Mercedes-Benz Rent or EQ subscriptions, enable an uncomplicated and flexible entry into e-mobility, complementing the service portfolio. With its subsidiary Athlon, Mercedes-Benz Mobility is present in Europe in operational fleet management and vehicle leasing and is responsible for around 400,000 vehicles.

**Mercedes-Benz Mobility lives diversity and inclusion**
Diversity and inclusion are not only a concern of ours, we actively shape them. Employees from 100 different nations enrich our culture. Through numerous initiatives, we promote intercultural understanding, respect for one another, openness and willingness to change within the company, as well as non-profit organizations that are committed to this.

Our _Team Credit Provisioning Methods and Parameters _takes care for the following tasks:

- Being responsible that MBM's balance sheet position for credit risk reserves is based on adequate IFRS 9 parameters and method
- The calibration and validation of IFRS 9 parameters and seeking the required approval by respective stakeholders/committees
- Assuring compliance of IFRS 9 credit risk modeling and supporting regulatory audits
- Coordinate simulation activities
- Lead and support in investigating, managing, resolving and responding to ad hoc requests

**Your tasks as a working student will be:
**- You support the team in country specific activities for several risk reserve calculation related tasks
- You support during the calibration and validation of the applied statistical models with respect to method related topics and issues
- You support the digitalisation initiatives at Mercedes-Benz Mobility and the further development of relevant systems and tools
- You develop and test SAS, VBA or Power BI based tools

**Qualifikationen**:

- You are a student of Business Mathematics, Business Informatics, Mathematics, Business Administration (preferred with a focus on quantitative methods), or comparable education
- You are motivated to utilize your analytical, statistical and conceptual competencies. You enjoy working with big volume of data
- Knowledge about the International Financial Reporting Standards (IFRS) with focus on risk reserve calculation is beneficial
- You gained know-how in MS Office. Experience in VBA programming, SAS or Power BI is beneficial
- As you are motivated to work in an international and multicultural team, you master English in speaking and writing. German languages skills are beneficial
- Strong ability to work independently, responsibly and self-driven. Strong communication skills

**Additional information**:
It doesn’t work completely without formalities.

Please find the criteria of employment here.
- Citizens of countries outside the European Trade Union please send, if applicable, your residence / work permit.