Fraud Risk Steering Lead

**We are looking for a**

**Fraud Risk Steering Lead (M/F/d)**

**Full-time basis - in Berlin, Amsterdam, Heerenveen, Verl or Baden-Baden**

We are looking for a Lead for our Fraud Risk Steering team with a hands-on attitude that is keen to have an impact on our risk assessment by mitigating fraud risk for riverty as well as for potential victims of fraud and external end customers in a balanced risk decision. The responsibilities of the team range from bringing fraud management to the next analytical level to being our fraud prevention representative to our merchants as well as regular exchange with the operational teams performing manual order reviews. Ensuring lowest possible impact on legit customers, you will contribute to the company's overarching vision to become the most human-centric FinTech. The organization is characterized by technology-based rapid learning and decision-making cycles and is guided by a strong common purpose to jointly create value for all stakeholders. Strong footprint in DACH/NL & Nordics with further expansion ambition within Europe, e.g. UK.

**The main responsibilities of the Fraud Risk Steering Lead are**:

- Leading and establishing a high-performing team of fraud risk experts.
- Empowering the team to use different tracking & analysis tools to identify fraud patterns.
- Ensuring constant flow of information between operational teams in Manual Order Review and your team's fraud risk experts, including education and training of the Review-team in risk identification and evaluation.
- The team contributes to new products or expansions by providing the needed fraud risk assessment.
- Business ownership of the development of new (ML-) models in fraud prevention and recognition in a cross-functional team with our Data Science counterparts.
- Ensure periodic merchant-specific analyses like performance reviews based on statistical tools, providing actionable recommendations.
- You contribute to building up the needed reporting capabilities.
- Enhancing fraud detection and prevention capabilities by collaborating with the Business Units on product enhancements, e.g. Secure Customer Authentication tools.

You will lead the fraud risk steering team and work in close collaboration with other functions such as Tech, Risk Product (RPS), Risk Analytics & Solvency Risk steering, Data Science, Finance, Sales and Operations.

The function is reporting into the Risk Analytics & Steering Lead, which is reporting into the Functional Unit Lead Customer Risk. The location is flexible, preferred locations are Germany (Berlin, Verl, Baden-Baden) or the Netherlands (Amsterdam, Heerenveen).

**What you should bring**:

- You have a proven track-record in working in Fraud Management, ideally within the fast growing payment industry / fintech universe
- Initial experience in leading (cross-border) teams in a relevant area (e.g. risk, data analytics, fraud management) is beneficial
- You have experience in working in an international, agile, cross-functional environment
- You are very structured and reliable
- You embrace new technology and understand the potential of data and advanced analytics
- You are a strong operator - you get things done
- Language: English; German or Dutch are a plus

**What’s in it for you**:

- We offer you modern workplace models that give you more flexibility and independence
- You will be surrounded by an inspiring atmosphere flooded with awesome people and work in a fast-growing environment
- You will be part of networking and teamevents to continue to foster our teamspirit
- For your health we support you with sports and leisure activity offers
- You have access to trainings from Bertelsmann University and individual training opportunities
- Special goodies to sweeten your everyday life: many employee discounts are waiting for you

**Arvato Financial Solutions**
Let's be honest, finance is complicated. So we at Arvato Financial Solutions are proud to be guiding international as well as renowned local companies through the complex world of cash flows. Whether our customers sell shoes in e-commerce or offer telecommunications services, our services ensure efficient credit management for the best possible financial performance. Our approximately 7,500 employees solve new challenges in payments and complex data riddles every day, and do so cleverly, analytically and with an eye for every little detail as that is our DNA. We are seeking colleagues who want to take an active part in this - whether they are young professional, IT specialists, data analysts, advisers, managers or lateral entrants. And thanks to our presence in around 20 countries with a focus on Europe and America, there will usually be the right job available nearby. Innovate Yourself.

**AfterPay**
At AfterPay we have a clear goal: to be the leading partner for pay-after-delivery solutions in the European e-commerce market. A central part of our strategy is a convenient and safe payment process via the Afte