Head of Treasury and Risk Management

Founded in 1996, mobile.de disrupted the status quo of buying and selling cars as the first online vehicle marketplace.

Today, we are Germany's largest vehicle marketplace with around 1.4 million listed cars, commercial vehicles, motorcycles and e-bikes. Both private customers and more than 40,000 registered vehicle dealers use the platform and benefit from 108 million customer visits per month. As a “one-stop shop”, mobile.de's offering includes financing and leasing solutions in addition to buying and selling - and we will not stop innovating. If you are driven by an eagerness to learn and a passion for collaboration then we should get to know each other.

mobile.de is an equal opportunity employer and we value diversity. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status or disability status.

What we offer

Meaningful Work: We are a diverse, international, highly skilled and passionate team committed to a world where people share more and waste less. Every day you will have the opportunity to make a huge difference for our users, customers as well as shape the future.

Growth and Development: We are a global organisation who truly believes in growing our people. To support this we offer lots of development and training opportunities and provide a budget for our team members.

Connection and Inclusion: Our culture is the glue that holds us together. We believe in making meaningful connections and creating an inclusive atmosphere with lots of opportunities to connect both in your day to day work and through social team activities (online and offline).

What you’ll do & Who you are

As Head of Treasury and Risk Management (d/f/m) of mobile.de, you will lead a small team and that will be responsible for overseeing the company's financial risk exposures, optimising liquidity, managing cash flow, and ensuring the efficient and secure management of financial assets.

You will develop and implement robust treasury and risk management strategies, policies, and procedures to safeguard the company's financial health and support its strategic objectives.

This is a hybrid role based in Berlin, Charlottenburg, offering flexibility to work both remotely and in-office.

Your Key Responsibilities

Treasury Management:
- Cash Flow Management: Develop, implement, and manage comprehensive cash flow forecasting models to optimise working capital, ensure sufficient liquidity, and identify potential shortfalls or surpluses.- Liquidity Management: Oversee daily cash positioning, manage bank accounts, and ensure optimal utilization of cash resources across various entities and geographies.- Funding & Financing: Identify, evaluate, and execute appropriate short-term and long-term financing strategies (e.g., lines of credit, term loans, bonds, equity) to meet the company's capital requirements at competitive rates. Manage relationships with banks and other financial institutions.- Investment Management: Develop and execute investment strategies for surplus cash, ensuring alignment with the company's risk appetite and liquidity needs. Monitor investment performance and compliance with investment policies.- Foreign Exchange Management: Develop and execute strategies to mitigate foreign exchange risk exposures arising from international operations, including hedging programs (e.g., forwards, options).- Debt Management: Manage the company's debt portfolio, including covenants, repayment schedules, and interest rate exposure.- Banking Relationships: Cultivate and maintain strong relationships with banking partners, ensuring efficient and cost-effective banking services.

Risk Management (Financial):
- Financial Risk Identification & Assessment: Identify, analyze, and assess all financial risks, including but not limited to market risk (interest rate, foreign exchange, commodity), credit risk, liquidity risk, operational financial risk, and counterparty risk.- Risk Mitigation Strategies: Develop and implement effective strategies, policies, and hedging programs to mitigate identified financial risks.- Risk Reporting & Monitoring: Establish and maintain robust financial risk reporting frameworks. Monitor key risk indicators and provide regular reports to senior management and the board on the company's risk profile and mitigation effectiveness.- Compliance & Governance: Ensure compliance with all relevant financial regulations, internal policies, and governance frameworks related to treasury and risk management.- Internal Controls: Design and implement strong internal controls over treasury and financial risk management processes.

Strategic & Leadership:
- Strategy Development: Develop and articulate a comprehensive treasury and financial risk management strategy aligned with the company's overall business objectives.- Policy & Procedure Development: Establish, document, and maintain clear and comprehensive treasury and financial risk management policies, pr