Credit Analyst

vor 4 Wochen


Frankfurt am Main, Hessen, Deutschland Fitch Ratings Vollzeit

Covered Bonds Team Overview

Fitch Ratings' Covered Bonds team is seeking a skilled analyst to join our Frankfurt office. As a key member of our team, you will be responsible for maintaining existing ratings and assigning ratings to new covered bonds programmes.

Our team is integrated into Fitch Global Structured Finance group, which analyzes securitization transactions across four main asset classes: Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities, Asset Backed Securities, and Structured Credit.

We maintain ratings for over 100 covered bonds programmes from more than 20 countries in Europe, Northern America, and Asia-Pacific, accounting for about 900 billion euros of bonds.

Key Responsibilities:

  • Prepare rating decisions and present analysis at internal rating committees
  • Apply Fitch's rating criteria in a consistent manner
  • Produce fluent, concise commentaries and reports publishing our rating actions and credit rationale
  • Conduct qualitative assessments of operational risks
  • Monitor a portfolio of rated covered bonds programmes
  • Review relevant laws and regulations as well as legal documentation
  • Demonstrate professionalism in communication with issuers of rated programmes

Requirements:

  • Prior professional experience in the banking, finance, or audit industry, ideally in credit analysis
  • Numeracy and computer proficiency, including Excel and modelling skills
  • Fluency in German and ability to communicate complex ideas in simple written business English
  • Master's degree or equivalent in Finance, Economics, Accounting, Maths, or Statistical Sciences

What We Offer:

  • A small team within a larger European and global department
  • A work environment that encourages collaboration and secondments
  • A rare opportunity to develop knowledge and technical expertise across several jurisdictions
  • An inclusive atmosphere based on a culture of continual learning

Why Fitch?

Fitch Group is a global leader in credit ratings and research. Our team members are essential to our business, and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas and guarantees your voice will be heard and your work will have an impact.


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