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Risk Management Specialist

vor 2 Monaten


Frankfurt am Main, Hessen, Deutschland 第一銀行 FirstBank Vollzeit
About the Role

**Job Title:** Risk Officer

**Job Summary:** We are seeking a highly skilled Risk Officer to join our Risk Management Department at FirstBank. As a Risk Officer, you will play a critical role in supporting our Risk Manager in ensuring the effective management of risks across our global operations.

Key Responsibilities
  • **Risk Management:** Support and report to the Risk Manager on overall risk controls, including ICAAP, Credit, and Liquidity risk management, in accordance with the Risk Management Policy & Procedure and Risk Strategy.
  • **Liquidity Management:** Assist in the Branch's liquidity management to ensure compliance with all regulatory capital and liquidity requirements, including LCR, HQLA, NSFR, and RTF reports.
  • **Credit Risk Management:** Ensure that the Bank's credit standards and relevant regulations are followed, and assist in monitoring the credit exposures of the existing customer/credit portfolio.
  • **Risk Identification:** Identify risks, weaknesses, and strengths, and communicate concerns in relation to credit risk management processes to management.
  • **Collaboration:** Work closely with the Customer Relationship Management department to monitor any new or additional borrowing on a proactive basis.
  • **Problem Loan Management:** Assist in the problem loan management in accordance with the Branch's Credit Risk Management Policy and other regulations.
  • **Policy Review:** Prepare the agenda of the Risk Management Committee Meeting and meeting minutes, and assist in reviewing and revising the Policies & Procedures and corporate documents in the relevant area according to the regulatory and Head Office's requirements.
Requirements
  • **Education:** University or equivalent degree in the banking or financial related field.
  • **Experience:** At least 2 years of banking experience, especially in credit and risk management areas.
  • **Skills:** Strong communication skills, team player, and ability to review, revise, and maintain Policies & Procedures and corporate documents in the relevant area.
  • **Language:** Fluent German and English, knowledge of Mandarin is a plus.
  • **Permit:** Hold long-term German working permit.