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Senior Financial Risk Analyst

vor 3 Monaten


Frankfurt am Main, Hessen, Deutschland INEOS Styrolution Vollzeit

JOIN OUR DYNAMIC TEAM.

ABOUT INEOS Styrolution

INEOS Styrolution stands as the premier supplier of styrenics globally, boasting a robust portfolio that includes styrene monomer, polystyrene, ABS Standard, and specialized styrenic products. With a legacy of over 90 years in materials science innovation, we prioritize customer satisfaction through tailored solutions that offer a competitive advantage, alongside investments in technology aimed at enhancing closed-loop recyclability and minimizing carbon emissions. Our products are integral to numerous everyday items across various sectors, including automotive, electronics, household goods, construction, healthcare, packaging, and toys/sports. As a wholly owned subsidiary of INEOS Group Limited, we operate 16 production facilities across nine countries and employ around 3,100 individuals, achieving sales of 6.6 billion euros in the previous year.

POSITION OVERVIEW

We are currently seeking a Senior Credit Analyst (m/f/d) to join our Credit Risk Department in Frankfurt. This department plays a vital role in safeguarding our financial stability by meticulously evaluating creditworthiness, establishing prudent credit limits, and consistently monitoring credit exposure. The Senior Credit Analyst will be an integral part of a global team, reporting directly to the Head of Credit Risk Management for the EMEA region.

KEY RESPONSIBILITIES

  • Perform thorough credit risk evaluations and analyses for both new and existing clients, ensuring compliance with the company's risk policies and regulatory standards.
  • Employ risk models and methodologies to assess and mitigate credit risk effectively.
  • Work collaboratively with cross-functional teams, including Sales, Finance, and Customer Services, to facilitate business opportunities while safeguarding the company's financial integrity.
  • Engage in negotiations regarding credit limits with both internal and external stakeholders.
  • Coordinate with banks and external rating agencies to ensure comprehensive credit assessments.
  • Continuously monitor and report on the credit quality of the portfolio, identifying trends and potential risks.
  • Stay informed about industry trends, regulatory developments, and best practices in credit risk management.

QUALIFICATIONS AND SKILLS

  • Bachelor's or Master's degree in Business Administration or Finance.
  • A minimum of 3 years of experience in credit risk analysis or a related field within an international corporate or financial institution or a rating agency.
  • Proven experience managing a diverse customer portfolio across various industries and cultures.
  • Exceptional analytical, problem-solving, and decision-making abilities.
  • Strong understanding of financial data from both internal and external sources.
  • Effective negotiation and communication skills.
  • Fluency in English; proficiency in additional languages is a plus.
  • Proficient in MS Excel, SAP, and Power BI.
  • Demonstrated ability to work both independently and collaboratively in a diverse, international environment.
  • High attention to detail and excellent organizational skills.

OUR COMMITMENT TO DIVERSITY

At INEOS Styrolution, we believe that diversity is about recognizing differences, while inclusion is about valuing those differences. We are committed to creating an environment where everyone feels they belong and can contribute to our core values. Our inclusive approach fosters openness and transparency, respecting and valuing cultural differences and encouraging diverse perspectives from all employees.

We look forward to sharing more about our organization with you.