Aktuelle Jobs im Zusammenhang mit Credit Risk Specialist - Düsseldorf, Nordrhein-Westfalen - Ebury


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    Düsseldorf, Nordrhein-Westfalen, Deutschland Uniper Vollzeit

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  • Düsseldorf, Nordrhein-Westfalen, Deutschland Uniper Vollzeit

    Job Title: Credit Risk AnalystWe are seeking a highly skilled Credit Risk Analyst to join our Risk Management team in Düsseldorf.About the RoleAs a Credit Risk Analyst, you will be responsible for managing credit risk arising from Uniper's commercial activities, including commodity trading, wholesale, and renewable energy projects. You will perform...


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    Düsseldorf, Nordrhein-Westfalen, Deutschland Uniper Vollzeit

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  • Credit Risk Specialist

    vor 3 Wochen


    Düsseldorf, Nordrhein-Westfalen, Deutschland Uniper Vollzeit

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  • Credit Risk Specialist

    vor 4 Wochen


    Düsseldorf, Nordrhein-Westfalen, Deutschland Uniper Vollzeit

    Join Our Team as a Credit Risk AnalystWe are seeking a highly skilled Credit Risk Analyst to join our Risk Management team in Düsseldorf. As a key member of our team, you will be responsible for managing credit risk arising from Uniper's commercial activities, including commodity trading, wholesale, and renewable energy projects.Your ResponsibilitiesPerform...

Credit Risk Specialist

vor 2 Monaten


Düsseldorf, Nordrhein-Westfalen, Deutschland Ebury Vollzeit

Ebury is a leading FinTech firm, recognized as one of the top European Fintechs to work for by AltFi. We offer a range of innovative products, including FX risk management, trade finance, currency accounts, international payments, and API integration.

**Location:** Our Düsseldorf Office, located in the heart of the city, offers a dynamic and collaborative work environment.

A key role in building out the underwriting function in a fast-growing Fintech with a global presence.

Our lending is powered by business insight. The risk team conducts a rigorous analysis of SME businesses seeking our services, including an assessment of their markets, financials, products, activities, and cash flow modeling. The successful candidate will be expected to prepare submissions and present to our Credit Committee, making recommendations, as well as contribute to the development of automated risk modeling and adapting our processes to local markets.

The ideal candidate will complement Ebury's analytical and statistical capabilities with their own country-specific expertise in defaults, credit underwriting, and collections. The key is to add qualitative insight to credit decisions, including granting lines, monitoring, and pursuing collections.

Responsibilities:

  • Assess company financials, operations, and trade cycles to understand fundamental business health and inherent credit risks.
  • Analyze companies' structure, their Directors, and activity to understand Fraud Risk.
  • Synthesize and present analysis to Senior Leadership during the decision-making process.
  • Monitor the existing client portfolio and review requests from existing clients.
  • Ad-Hoc reporting and documentation of credit decisions.

The Ideal Candidate:

  • University degree in Accounting, Economics, Finance, Mathematics, or a related field.
  • Fluency in German (essential) and English.
  • Ability to read German management accounts (BWA, SuSa).
  • Experience in understanding how businesses work and perform, with a full understanding of balance sheets, P&L, and cash flow.
  • Analytical mind and strong problem-solving skills.
  • Demonstrable strong analytical ability.
  • Clear, concise communication style, with the ability to explain complex concepts coherently.
  • Willingness to work in a highly demanding and result-oriented team environment.
  • Working knowledge of Excel essential, VBA/Macros desirable.