Nam/we Diverse Financials Group Credit Underwriting

vor 3 Monaten

Berlin, Deutschland Citigroup, Inc. Vollzeit

NAM/WE Diverse Financials Group Credit Underwriting Head - MD

Institutional Credit Management (ICM) is a new function in the 1st Line of Defense established in 2023, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM's objective is to provide integrated "end-to-end" credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking, Capital Markets, and Advisory (BCMA), Global Structured Products, Financings, and Securitizations (GSP-F&S), Treasury & Trade Services (TTS), Markets, and Securities Services (MSS).

The NAM/WE Diverse Financials Group Credit Underwriting Head ("NAM/WE Diverse Financials Group Credit Underwriting Head") manages a team of Credit Underwriters, covering large and complex relationships within NAM/WE including FinTech, a subset of NBFIs and bilateral risk to CCPs, being responsible for all underwriting activities, in partnership with Banking and Risk. The Head also provides Industry/sub-sector knowledge and best practices into the EM Regions. This role reports directly to the Global Head of ICM FI Credit Underwriting.

**KEY RESPONSIBILITIES**:
Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:

- Provide first line of defense credit approval for the most complex transactions and balance sheet commitments
- Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
- Supports function's close engagement with global and Regional Business Heads, Independent Risk, regulators, and other control functions
- Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
- Manage large, diverse, and high performing team of Directors and SVPs
- Oversee UW and IRAU team/credit associates with respect to their preparation of key deliverables such as CAM and sign off on their work product/standards
- Support the Global Head of ICM FI Credit Underwriting on strategic initiatives/projects
- Support VOE initiatives

**SPECIFIC RISK EXPERIENCE**:

- Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
- Experience in and exposure to global credit risk management standards
- Ability to understand capital markets products and complex financing and product structures
- Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
- Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
- Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit

**CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP**:

- Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
- Navigates organizational complexity and breaks silos
- Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions
- Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
- Proven track record of partnering with global peers in leveraging and implementation of best practices
- Proven track record on managing individuals and teams on multiple locations, driving strong Culture and Thought Leadership through groups and functions

**QUALIFICATIONS**:

- 15+ years risk/risk-related credit work experience in banking/financial institutions
- L2 Senior Credit Officer designation preferred
- Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Banking and International Credit Review (BICR) as well as with external audit
- Demonstrates strong ethics and integrity
- Ability to see the 'big picture' in a complex environment
- Can make decisions under pressure and short timeline
- Excellent verbal & written communication skills. Active listening skills.
- Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
- Excellent presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies

**Job Family Group**:
Risk Management

**Job Family**:
C

  • Credit Risk Intern

    vor 5 Monaten

    Berlin, Deutschland SumUp Services GmbH Vollzeit

    The mission of SumUp's **Lending Tribe** is to provide our small merchants, who are often turned away by traditional financial institutions, with access to capital to grow their businesses. As **Credit Risk Intern** you will be part of the credit risk team, a cross-functional team managing underwriting and credit risk management of SumUp's lending...

  • Credit Risk Intern

    vor 7 Monaten

    Berlin, Deutschland SumUp Services GmbH Vollzeit

    The mission of SumUp's **Lending Tribe** is to provide our small merchants, who are often turned away by traditional financial institutions, with access to capital to grow their businesses. As **Credit Risk Intern** you will be part of the credit risk team, a cross-functional team managing underwriting and credit risk management of SumUp's lending...

  • Team Lead, Credit Operations

    vor 6 Monaten

    Berlin, Deutschland Moss Vollzeit

    **At Moss, we help companies spend smarter. We’re a place where aspiring, adaptable quick-thinkers thrive, and we’re set to become the next leading spend management platform in the European FinTech industry.** At **Moss**, we help companies spend smarter. We’re a place where aspiring, adaptable quick-thinkers thrive, and we’re set to become the next...

  • Group Financial Accountant

    vor 2 Wochen

    Berlin, Deutschland Climate-KIC Vollzeit

    **Job Titles**: Group Financial Accountant **Team**:Finance **Contract**: Permanent **Level**:Intermediate/Advanced Please refer to our Capability Framework **Location**: Belgium, Germany, Italy, Netherlands, Poland, Slovenia, Spain, UK **Start Date**:January/February 2025 **ABOUT US** At EIT Climate-KIC, we are wholeheartedly committed to building a...

  • Chief Credit Officer

    vor 5 Monaten

    Berlin, Deutschland Multitude Vollzeit

    Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are consumer banking...

  • Treasury Credit Associate

    vor 5 Monaten

    Berlin, Deutschland N26 Vollzeit

    **About the opportunity**: Are you ready to fast-track your career? N26 is looking for a Treasury Credit Associate to further develop the credit risk function at a cutting-edge technology-driven bank, establishing credit analysis, risk management and control tools, developing credit processes based on state of the art technology, as well as latest...

  • Intern Trainee

    vor 4 Wochen

    Berlin, Deutschland Scope SE & Co. KGaA Vollzeit

    Scope Ratings is looking for an Intern for its Corporate Ratings franchise with strong analytical thinking and problem-solving capabilities. The position will be in Berlin/Frankfurt. You will take part in credit rating committees for the assignment and monitoring of corporate ratings. In this context, you will support lead analysts in their analysis of...

  • Group Accountant Financial Reporting

    vor 5 Monaten

    Berlin, Deutschland Macdonald & Company Vollzeit

    **Location**: **Berlin** **Salary**: **65,000** **Job Type**: **Permanent** **Reference**: **68552** **Job Summary**: **About Our Partner**: Our partner, a leading player in the commercial and industrial real estate investment sector, is seeking a dedicated Group Accountant Financial Reporting to join their dynamic team in Berlin. With a strong foothold...

  • B2b Credit Controller

    vor 6 Monaten

    Berlin, Deutschland FREE NOW Vollzeit

    **_Location_**_: Barcelona, Madrid, Hamburg, Berlin or Warsaw_ FREENOW empowers smarter mobility decisions helping people to move freely and cities to thrive. Be ready to work in a multinational, diverse, highly motivated and collaborative team of passionate people who strive for excellence and like to have fun. Are you an experienced B2B credit controller...

  • Credit Risk Intern

    vor 5 Monaten

    Berlin, Deutschland N26 Vollzeit

    **About the opportunity**: Are you ready for your next career step? N26 is looking for a Credit Risk Intern to further develop the credit risk function at a cutting-edge technology-driven bank, implementing credit risk management and controlling tools, supporting the development of credit monitoring and credit portfolio management based on state of the art...

  • Senior Underwriter

    vor 2 Monaten

    Berlin, Deutschland Multitude Vollzeit

    Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are consumer banking...

  • Credit Risk Associate

    Vor 3 Tagen

    Berlin, Deutschland N26 Vollzeit

    **About the opportunity** We are seeking a Credit Risk Associate (Intern) to support N26's growth and risk leadership aspirations by contributing to cutting-edge credit risk management solutions. Our Credit Risk Management Team plays a pivotal role in ensuring compliance with organisational and regulatory guidelines, enabling data-driven decisions, and...

  • Financial Controller

    vor 6 Monaten

    Berlin, Deutschland Slow Hospitality Management GmbH Vollzeit

    Slowness is a collective of People, Places and Projects that reframe the way we live, work and interact. Drawing insights from regenerative agriculture, adaptive reuse and the slow movement, we are currently developing places around the world that offer a deeper, more conscious and collaborative form of hospitality. As part of the Finance team, the...

  • Head of Credit Operations

    vor 5 Monaten

    Berlin, Deutschland ENGIE Vollzeit

    Job Title: Head of Credit Operations Department: Global Customer Finance  Reporting Line: Head of Customer Finance  Location: Any EEA country of operation or Berlin (Germany)  This position involves an estimated 30% to 40% business travel to other EEA countries of operation as well as occasional travel for department or functional workshops or...

  • Head of Credit Operations

    vor 5 Monaten

    Berlin, Deutschland Engie Mobisol GmbH Vollzeit

    Requisition ID: 30690- Location: Berlin, DE**Job Title**:Head of Credit Operations **Department**:Global Customer Finance **Reporting Line**:Head of Customer Finance **Location**:Any EEA country of operation or Berlin (Germany) This position involves an estimated 30% to 40% business travel to other EEA countries of operation as well as occasional travel...

  • Credit Risk Officer

    vor 7 Stunden

    Berlin, Deutschland Deutsche Bank Vollzeit

    **Credit Risk Officer (f/m/x)**: **Job ID**:R0358581**Full/Part-Time**:Full-time**Regular/Temporary**:Regular**Listed**:2024-11-25**Location**:Berlin**Position Overview**: **Details of the role and how it fits into the team** Deutsche Bank is exposed to a number of risks on a daily basis. The Risk function has group-wide responsibility for the management...

  • Citi Commercial Bank, Senior Credit Risk Officer

    vor 3 Monaten

    Berlin, Deutschland Citigroup, Inc. Vollzeit

    Citi Commercial Bank, Senior Credit Risk Officer **Job Title**: Citi Commercial Bank, Senior Credit Risk Officer **Business**: CCB Risk Management - Western Europe Cluster **Division**: CCB Risk **Officer title**: Senior Vice President **C-Grade**: C14 **Location**:Frankfurt, Germany **Legal Entity**:CEP Germany Citi Commercial Bank (CCB) is a global...

  • Portfolio Manager Underwriter at Cloover

    vor 4 Wochen

    Berlin, Deutschland Cloover Vollzeit

    What We Do At Cloover our mission is to empower 1 billion people to become part of the sustainable world of tomorrow by providing them with worryfree access to renewable energy at the click of a button. Our software simplifies the work of installers and also enables them to offer embedded financing options to their customers. This allows more individuals...

  • Portfolio Manager

    vor 2 Monaten

    Berlin, Deutschland Cloover Vollzeit

    🌟 What We Do 🌟 At Cloover, our mission is to empower 1 billion people to become part of the sustainable world of tomorrow by providing them with worry-free access to renewable energy at the click of a button. 🚀 Our software simplifies the work of installers and also enables them to offer embedded financing options to their customers. This allows...

  • Portfolio Manager

    vor 2 Monaten

    Berlin, Deutschland Cloover Vollzeit

    🌟 What We Do 🌟 At Cloover, our mission is to empower 1 billion people to become part of the sustainable world of tomorrow by providing them with worry-free access to renewable energy at the click of a button. 🚀 Our software simplifies the work of installers and also enables them to offer embedded financing options to their customers. This allows...