Chief Credit Officer
vor 1 Woche
Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are consumer banking (Ferratum), business banking (CapitalBox) and wholesale banking (Multitude Bank).
Multitude Group employs over 700 people in 25 countries and offers services in 16 countries, achieving a combined turnover of 212 million euros in 2022. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'FRU'.
As a global thinking company, we are proud of our diversity and currently employ people from over 40 different nationalities and walks of life. We support employee interests, hobbies, and goals both inside and outside of Multitude because we understand that happy people make happy employees.
**Key Accountabilities**:
- Monitor and manage the Tribe’s overall credit risk - include overseeing collections and loan procedures, and processing mitigation of the risks surrounding a loan portfolio.
- Oversee and provide active management of the Bank’s credit analysis function and develop appropriate portfolio management MIS reports.
- Lead and manage tribe risk team and interfaces to group risk and bank risk team.
- Work with the board, tribe CEO and wider management to ensure that the Risk Management Framework is consistent with the tribes objectives and regulatory requirements.
- Act as strategic business partner to achieve budgetary targets, and evaluating new processes, products, technology and business strategy on the risk profile of the tribe.
- Set strategy of the tribe’s credit risk & developing credit & underwriting policies including risk measurement tools including risk assessments, thresholds for key risk indicators, stress testing, and loss database implementation. Lead towards automation process of credit decisioning.
- Lead key risk initiatives & projects to improve the quality of our underwriting, as well as being a driving force in strengthening the tribes awareness on key risk areas and topical issues.
- Develop and enhance a risk reporting framework which meets the requirements of various external and internal stakeholders.
- Monitor and implement performing debt collection procedures, review portfolio DPD’s and work together with debt collection partners to improve NPLs status and portfolio quality.
- Ongoing review of risk governance within the organization and establishing a process to support the monitoring and reporting of tribe risk profile in relation to tribe’s risk management framework and risk limits.
- Drive recruitment of staff members to the team and in the overall development of the credit risk department in line with business needs.
- Assist in determining the adequacy of the allowance for loan and lease losses.
**Requirements**:
- Advanced degree in Finance, Economics, Business Administration, or related field;
- Minimum 8 years of hands-on experience in credit risk management, specifically with focus on underwriting secured loans within traditional banks or fintech companies;
- Proved track record in commercial lending/leasing with proficiency across quantitative analysis, structured lending, and asset-based lending;
- Extensive experience in establishing and developing comprehensive credit, collection, and fraud policies and objectives tailored to effectively manage risk within the company's acceptable parameters for commercial secured lending;
- Previous managerial experience, including the ability to inspire and motivate teams, foster a culture of accountability and innovation;
- Demonstrated proficiency in developing advanced risk management strategies and scorecard analytics, leveraging quantitative analysis techniques and predictive modeling to optimize risk assessment and decision-making processes;
- Ability to develop risk management and scorecard analytics;
- Thorough understanding of regulatory requirements, particularly EBA guidelines and other local regulatory frameworks, with a proven ability to ensure compliance;
- Expertise in managing the end-to-end loan approval process;
- Experience working with Data Science and understanding model development;
- Excellent communication and interpersonal skills, with the ability to collaborate; effectively with stakeholders at all levels;
- In-depth knowledge of credit risk management principles, methodologies, and best practices.
**We offer**:
- Internal Training (access to online learning with thousands of courses).
- Working in a hybrid flexible model.
- Urban sport card.
- Increased vacation days (starting with 24 days annual leave and one extra day per year of employment, up to 30 days per annum).
- Mental well-being support.
- Capital-formation saving plan (Vermögenswirksame Leistunge
-
Chief Credit Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Multitude VollzeitMultitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude's business units are consumer banking...
-
Coo - Chief Operating Officer
vor 4 Wochen
Berlin, Deutschland Helgve Heupel GmbH VollzeitChief Operating Officer (COO) We are looking for an experienced Chief Operating Officer (COO) to oversee HH's organization’s ongoing operations and procedures. You will be the company’s second - in-command and responsible for the efficiency of business. You will be a key member of the senior management team and report directly to the Chief Executive...
-
Chief Information Officer
vor 4 Wochen
Berlin, Deutschland Human Rights Watch Vollzeit**FULL-TIME JOB VACANCY** **CHIEF INFORMATION OFFICER** **Multiple Office Locations Considered** **Application Deadline: 4 July, 2024** The Chief Information Officer (CIO) will provide strategic and tactical Information Technology and Security leadership across all functions at Human Rights Watch ("HRW"), including fact-finding tools, publishing, knowledge...
-
Chief Revenue Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Annapurna VollzeitRole : Chief Revenue Officer (CRO) Industry : SaaS, Fintech Location : Berlin, hybrid or remote-first in Germany Annapurna Recruitment is exclusively partnering a VC-backed Fintech business, searching for a Chief Revenue Officer based in Berlin. Our client has developed an AI solution to fight financial crime, by improving fraud risk detection and...
-
Chief Financial Officer
vor 1 Woche
Berlin, Deutschland HME Brass Germany GmbH VollzeitChief Financial Officer (m/w/d) The Chief Financial Officer will report to the Board and his/her mission is to drive and control outputs on the financial European area in order to support overall performance and create alert on the key critical issues. The manager will act as a real business partner for all functions, at European level, in order to improve...
-
Chief Operating Officer
vor 3 Wochen
Berlin, Deutschland TAXMARO Vollzeit**Über Taxmaro** Taxmaro ist ein führendes Startup im Bereich Payroll und Human Resources Management, das durch den Einsatz modernster Technologie Unternehmen und Lohnabrechnungsdienstleister dabei unterstützt, ihre Prozesse zu optimieren und ihre Effizienz zu steigern. Mit Sitz im Herzen von Berlin suchen wir nach einem visionären und engagierten Chief...
-
Chief Operating Officer
vor 4 Wochen
Berlin, Deutschland Catenon Vollzeit**FUNCTIONS**: Mission: Als Chief Operating Officer - COO sind Sie Mitglied der Geschäftsleitung und Teil des erweiterten Vorstandskreises. Sie verantworten die Steuerung der Bereiche Schaden, des Front Office & Vendor Management sowie das gesamte Backoffice. Verantwortungsbereich: - Als Chief Operating Officer - COO fungieren Sie als Mitglied der...
-
Credit Risk Officer
vor 1 Monat
Berlin, Deutschland Deutsche Bank Vollzeit**About the team** Deutsche Bank is exposed to a number of risks on a daily basis. The Risk function has group-wide responsibility for the management and control of all credit, market & operational risks. Credit Risk Management (CRM) is an independent credit approval and monitoring function within Deutsche Bank. The CRM ABS Berlin Team is a specialized...
-
Chief Product Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Kooku Recruiting Partners Berlin VollzeitWe are currently on the lookout for a highly skilled and experienced Chief Product Officer (CPO) (M/F/d) for our client, a Berlin-based WealthTech startup, revolutionizing Upper Mass Retail/lower affluent segment Investing. The company operates in the German market with plans for international expansion. The Chief Product Officer (CPO) (M/F/d) plays a...
-
Chief Financial Officer
vor 2 Wochen
Berlin, Berlin, Deutschland JobHipster VollzeitJobtitel: Chief Financial Officer (CFO) Standort: Berlin inkl. Home Office Unternehmensgröße: 100 Mitarbeiter Gehalt: > EUR p.a. Beteiligungsregelung: Ja Teamgröße Finanzabteilung: 6 FTE Stellenbeschreibung/Mandat: Ein schnell wachsendes Unternehmen in der Serviced-Apartments-Branche mit Sitz in Berlin sucht einen dynamischen Chief Financial...
-
European Chief Operating Officer
vor 3 Wochen
Berlin, Deutschland REDSOFA BERLIN GMBH Vollzeit**JOB TITLE: European Chief Operating Officer** **Location: Berlin, Frankfurt, London, Paris** **Salary: 180,000 - 150,000 EUR** **Language: English** European Chief Operating Officer for a global marketing communications company. This person holds the overall strategic and operational responsibility for all marketing and communication service...
-
Chief Financial Officer
vor 3 Wochen
Berlin, Deutschland Konvi VollzeitAre you a seasoned financial expert with in-depth knowledge of German tax and accounting regulations? Richmond Blackwood is seeking a hands-on Chief Financial Officer (CFO) to join our team in Berlin and directly influence our financial strategy and operations. As an integral part of our team, you will have the autonomy to independently lead and build a...
-
Chief Operating Officer
vor 2 Wochen
Berlin, Berlin, Deutschland Digital Spine Vollzeit**_Deep Tech meets Vertical Mobility _**_- wir erfinden vertikale Mobilität und Intra-Logistik mit patentierten _**_IoT Lösungen_**_ neu._- Mittels unserer einzigartigen, patentierten IoT/Cloud-Technologie transformieren wir Maschinen zum smarten Rückgrat der _**_vertikalen Städte von morgen_**_ - und das schon heute._- Seit 2021 sind wir in der...
-
Treasury Credit Associate
vor 2 Wochen
Berlin, Deutschland N26 Vollzeit**About the opportunity**: Are you ready to fast-track your career? N26 is looking for a Treasury Credit Associate to further develop the credit risk function at a cutting-edge technology-driven bank, establishing credit analysis, risk management and control tools, developing credit processes based on state of the art technology, as well as latest...
-
Chief Executive Officer
vor 4 Wochen
Berlin, Deutschland Global Sepsis Alliance VollzeitApproximately 50 million people suffer from sepsis every year, with 11 million succumbing to the illness. Nevertheless, sepsis is practically unknown to the general public. The Global Sepsis Alliance (GSA), established in 2010, is a non-profit charitable organization established with the mission of providing global leadership to reduce the worldwide burden...
-
Chief Operating Officer
vor 1 Monat
Berlin, Deutschland Alexander Daniels Global VollzeitAlexander Daniels Global have been retained by an exciting scale-up software company in Berlin to recruit a Chief Operating Officer (COO). The company recently secured a Series A+ funding round led by one of the largest, global, digital technology companies after the most successful year in their history. This Industrial IoT, Data Infrastructure Solutions...
-
Chief Operating Officer
vor 1 Monat
Berlin, Deutschland 3dprint.com VollzeitAlexander Daniels Global have been retained by an exciting scale-up software company in Berlin to recruit a Chief Operating Officer (COO). The company recently secured a Series A+ funding round led by one of the largest, global, digital technology companies after the most successful year in their history. This Industrial IoT, Data Infrastructure Solutions...
-
Executive Assistant To Chief Financial Officer
vor 2 Wochen
Berlin, Berlin, Deutschland N26 GmbH VollzeitAbout the opportunity We have an exciting opportunity to join our team as Executive Assistant to our Chief Financial Officer (CFO). At N26, our team of Executive Assistants provide high-level strategic management support, clerical and business assistance, plus direction and guidance to support in the achievement of strategic priorities and business goals...
-
Chief Financial Officer
vor 4 Wochen
Berlin, Deutschland SingularityNET Vollzeit**Position: Chief Financial Officer (German Speaker)** **Location**: 100% Remote - Full time position **What you should know about the SingularityNET organization**: SingularityNET is the world’s leading decentralised AI platform and organisation. The SingularityNET decentralized network, and the associated nonprofit SingularityNET Foundation, were...
-
Chief Data Officer
vor 1 Monat
Berlin, Deutschland GASAG VollzeitGestalte mit uns die Energiewende - für dich, für uns und die ganze Region. Zur Verstärkung unseres Teams im Bereich Performance Management & Reporting in der GASAG AG suchen wir dich zum nächstmöglichen Zeitpunkt, unbefristet und in Vollzeit an unserem Standort in Berlin als Chief Data Officer (w/m/d) Als Chief Data Officer (CDO)...
