Junior Data Scientist

We are seeking a curious and motivated Junior Data Scientist to join our team and contribute to building production-ready applications. Our Data Science team develops practical machine learning applications to enable innovative and customer-facing product features. N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. About the opportunity In this role, you will: Support the team across the entire project lifecycle, from data exploration and feature engineering to applying machine learning techniques and supporting applications. Contribute to innovative solutions in financial crime prevention and credit risk assessment. Collaborate closely with experienced data scientists, machine learning engineers, and product managers, gaining hands-on experience and developing your skill set. Have the opportunity to learn and experiment with new tech stacks and project ideas. Bachelor's or Master's degree (or nearing completion) with a focus on quantitative disciplines including mathematics, statistics, or computer science. Strong foundational understanding of machine learning concepts, demonstrated through academic projects, internships, or personal projects. Familiarity with a variety of modeling techniques, including: Classification models: (e.g., CatBoost, XGBoost, LightGBM) Regression models: (e.g., CatBoost, XGBoost, LightGBM) Time Series Analysis: (e.g., ARIMA, SARIMA, Prophet) Unsupervised Models: (e.g., clustering, anomaly detection such as Isolation Forest) Good programming skills in Python and SQL. Good understanding of common machine learning algorithms and a strong desire to learn and apply new techniques. You are creative, organised, and self-motivated with a passion for solving problems with data. Language skills: English (full professional proficiency). Traits: Highly collaborative and actively help yourself (and others) be successful. A strong passion for learning and continuously challenging the status quo. Strong bias for action and a willingness to make an impact from day 0. Give and receive open, direct, and timely feedback. Think globally, act locally. Accelerate your career growth by joining one of Europe's most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. A relocation package with visa support for those who need it. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination.JBRP1_DE