Lending Officer

Description

Lending Officer (Execution)

The Lending Officer (Execution) will be instrumental in supporting and expanding the Lending franchise on a global level. Lending Officers within the Lending Execution team in Luxembourg do execute and administrate new lending transactions and support Sales Lending Officers from various locations globally with regards to transactions booked in WM Luxembourg. Deutsche Bank Luxembourg S.A. is the main European Lending Hub within Deutsche Bank. Achieving overall growth and revenues targets, whilst maintaining excellent credit quality is of key importance.

The Lending Officer supports Sales Lending Officers / WM Relationship Managers in all their credit-related needs with respect to the full range of lending product offering (special focus on French, Spanish & UK Commercial / Residential Real Estate Financing, Single Stock Financing, Lombard Financing, Aircraft Financing, Life Insurance Financing, as well as Subscription Financing).

Tasks of a Lending Officer in the Lending Execution Team include:

Support Sales Lending Officers to conclude and implement on structures of credit transactions that in the end make it acceptable from both commercial and risk standpoints

Ensure credit-approved transactions will be documented in accordance with regulatory, legal and operational requirements (overall organization and coordination of processes with internal and external stakeholders; including cooperation with legal departments)

Administrate approved deals throughout transaction life cycle (i.e. support to perform annual review of credit transactions; manage and administrate credit book in terms of ongoing conditions/tasks; coordinate with Sales Lending Officers / WM Relationship Managers as well as with Risk Management and Legal to manage conditions and deliver them in a timely manner)

Besides these direct transaction-related tasks, the Lending Officer within Lending Execution team also supports and takes ownership in enhancing local processes as well as occasionally participate in (global) Lending projects

Qualifications / Skills:

You have completed a university-level degree in business / economics

You have at least 7 years of experience in a wealth management related lending / credit role

You have a good knowledge and understanding of overall banking processes, financial instruments as well as contractual matters

You have good analytical, communication, administrative and structural skills as well as the ability to identify risks / mitigants throughout the overall credit process

You work in a solution-focused manner

You are fluent in English and French (Italian language capability would be beneficial in addition)

You are familiar with full set of MS office applications

You are a motivated self-starter and demonstrate besides your strong organizational and communication skills an ability to learn and improve (within a multi-stream project type of work)

The successful candidate will be asked to present a recent criminal record.

Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.

We promote good working relationships and encourage high standards of conduct and work performance.