Risk Officer

Who we are

We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek and Christian Trummer, we're here to help people trust themselves enough to build their financial freedom — for now and the future. Our user-friendly, trade-everything platform empowers both first-time investors and seasoned experts to invest in the cryptocurrencies, crypto indices, stocks*, precious metals and commodities* they want — with any sized budget, 24/7. Our global team works across different cultures and time zones, bringing our products to more than 6 million customers, making us one of Europe's safest and most secure platforms that powers modern investing.

Headquartered in Austria but operating across Europe, our products are built by fast-moving, talented, "roll-up-your-sleeves-and-make-it-happen" kind of people. It's these diverse perspectives and innovative minds operating as ONE TEAM that keep Bitpanda at the cutting edge of our industry. So if you're someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team. Let's go

Your Mission:

Join our team as an Operational Risk Officer, specialising in leading and embedding non-financial risk management in our German business. You will support the Group Risk Management team primarily identifying, assessing, monitoring, and treating Non-Financial Risks across all aspects of the German business. You will be responsible for building and maintaining a culture of risk management excellence, upholding the use and adoption of Bitpanda's Enterprise Risk Management framework, while promoting innovative ways to keep customers and company financial assets safe.

You have a strong analytical mindset with strong experience in operational risk management, (ideally) a passion for digital assets and related lifecycle processes and a strong desire to play a part in building out the foundations for the future of finance Through your engagement and oversight over all core business processes and activities across the German business, you will challenge management to think differently about risk, becoming a key advisor to our business, products, technology and operations teams.

You will report to the Group Head of Operational Risk, becoming a key part of Bitpanda's growing Group Risk Management Team.

What you'll do:

• *Champion the Non-Financial Risk Framework*
  – Drive adoption across Bitpanda, setting risk appetite, strengthening controls, and delivering insightful reporting to senior management.
• *Be a Risk Influencer*
  – Actively advise, overvee and challenge 1LOD and 2LOD stakeholders on non-financial, financial, and liquidity risks, especially during strategic transformations in the German business.
• *Advise and Empower Decisions*
  – Guide risk owners on assessment and treatment, leveraging data-driven insights for informed, risk-based decision-making.
• *Act as Risk SME for Germany*
  – Serve as the single point of contact for all risk matters, collaborating with Compliance, AFC, and Information Security to ensure cohesive oversight.
• *Enhance Control Assurance*
  – Build and execute 2LOD monitoring and testing capabilities, ensuring robust control assurance, actionable insights, and regulatory alignment (eg. MaRisk, BaFin, DORA, MICAR etc).

Who you are:

• *Seasoned Risk Professional*
  – 7+ years in Operational and Non-Financial Risk across financial services, with exposure to fast-paced Fintech and Digital Asset environments.   Solid understanding across broad spectrum of non financial risk types (eg. operations, compliance, financial crime, information security, technology, financial reporting, etc)
• *Control & Assurance Expert*
  – Skilled in planning and executing control monitoring, testing, and audit-style reviews within complex financial institutions.
• *Regulatory & Market Insight*
  – Deep understanding of MaRisk, BaFin, and the full financial product lifecycle—from licensing to settlement—paired with strong market awareness.
• *Proactive & Impact-Oriented*
  – Self-starter who thrives in dynamic settings, driving high-impact, low-friction risk management practices.
• *Digital Asset Advocate*
  – Passionate about building a secure, compliant, and innovative digital asset ecosystem.

What's in it for you

• Hybrid-working model with 25-Work From Anywhere days*
• Competitive total compensation package including participation in our stock option plan
• Market-leading benefits programs shaped  by our Time & Flexibility policies*
• Company-wide and team events — both in-person and virtually
• Bitpanda swag to keep you living the brand.
• Comprehensive onsite onboarding program at our Vienna HQ.

And, above all, the opportunity to learn and grow as part of Bitpanda's incredible journey towards being Europe's future #1 investment platform.

Bitpanda is committed to fostering a fair and equal environment based on trust and mutual respect. We believe that a diverse and inclusive workplace is paramount to our success and we are committed to building a team that represents a wide variety of backgrounds, perspectives, and skills.

* These benefits may be adjusted at Bitpanda's discretion and do not apply to our internships and exceptions to our Hybrid Working policy apply to teams with shift schedules or for folks whose roles require them to be in-office (think: Workplaces team or IT).