Senior Business Analyst

Vor 4 Tagen

Bochum, Nordrhein-Westfalen, Deutschland National Bank of Commerce (WIMN) Vollzeit

NBC is the oldest serving bank in Tanzania with over five decades of experience. We offer a range of retail, business, corporate and investment banking, wealth management products and services.

Job Summary


•A credit professional acting as credit expert to the relationship team and the conduit to the credit risk function for sanctioning purpose

•Responsible for developing practical and appropriate credit solutions (i.e. lending structures through understanding of customer's needs)

•Delivering high quality and consistent credit applications/recommendations.

•Monitor and Control all Business Banking accounts portfolio.

•Maintain data integrity in the Credit Risk System and ensuring financial information are updated on regular basis

•Leading/Managing the Business Banking business analyst team.

Job Description​

Understanding the Credit/Solutions development: 30%

Outputs:

  • Assess customer's business through the analysis of the business and credit risk associated with the provision of the bank's products and services to the customer
  • Develop high quality credit solutions with the view of obtaining fast credit approval from credit teams
  • Be the joint contact for credit management purposes for accountants, solicitors and other professionals.
  • Preparation of credit applications for recommendations to the sanctioners.

Supporting Business Banking Lending Book: 30%

Outputs:

  • Work in partnership with RMs/Branch Managers or ROs on new and existing credit applications, providing guidance on credit appetite and consulting with Credit Team as appropriate.
  • Liaise directly with the sanctioning office for all credits that are outside local Risk management.
  • Attend customer meetings with the Relationship manager if credit related issues are to be discussed/need to be resolved.
  • Proactively contribute to embedding agreed change management initiatives in support of process and quality improvements, and cost reduction.
  • Support and contribute to specific industry focus as determined by the Credit teams.
  • Review and co-ordinate execution of documentation and drawdown of facilities.
  • Responsible for managing financial information produced by customers.
  • Responsible for managing the end to end process for risk reports, challenging relationship managers where control lapses or potential risk has been identified.
  • Monitor and Control quality of portfolio using Condition of sanction triggers where possible. Discussing with sanctioners on deteriorating trends and trigger events if they give cause of concern and advising the Relationship Manager simultaneously.

Team Leadership & People Management: 40%

Outputs:

  • Develop a highly motivated team and maintain excellent relationships with team to ensure achievement of business goals.
  • Set challenging and stretching objectives.
  • Ensure effective performance management, development and succession planning for the team
  • Act as role model
  • Drive proactive application of NBC Behaviors throughout the team including establishment of common goals and objectives.
  • Drive proactive application of NBC guiding Principles both personally and throughout the team and coach and support colleagues within the Team.
  • Sign off action plans for development of top talent and low/moderate performers in the team.
  • Ensure that Business Analyst compliance resources are sufficient at all times
  • Manage resources in the most cost-effective manner to deliver across the bank's network.

EXPERIENCE & QUALIFICATION:

  • Bachelor's Degree in commerce or Arts Degree(Economics) or Equivalent qualification.
  • Proven experience in Credit role at junior management level (Minimum of 5 years) gained within the bank or at other financial institutions.
  • Excellent understanding of credit and associated risks.
  • Good skills that have been proven in a Business or credit environment at management level People Management.
  • ACCA/CPA (T) qualification.

Qualifications

Bachelor`s Degrees and Advanced Diplomas - Business, Commerce and Management Studies, Credit Risk (Meets all of the requirements), Digital familiarity (Meets some of the requirements and would need further development), Experience in a similar environment at junior specialist level, Openness to change (Meets some of the requirements and would need further development), Reasoning (Meets all of the requirements)

  • Transaction Analyst

    Vor 4 Tagen

    Bochum, Nordrhein-Westfalen, Deutschland Trafineo Vollzeit

    Transaction Analyst (m/f/d)-Bochum-Shape the Future of Mobility with UsTrafineo – Your Path to an Innovative Mobility WorldAs a leading provider of On-Road-Services and mobility solutions in Europe, we combine the strengths of BP Europa SE (Aral) and Circle K (Alimentation Couche-Tard Inc.). Together, we create innovative services – from toll solutions...

  • Data Analyst

    vor 2 Wochen

    Bochum, Nordrhein-Westfalen, Deutschland G DATA CyberDefense Vollzeit

    Deine AufgabenDu konzipierst, implementierst und betreust MySQL- und PostgreSQL-DatenbankenDu entwickelst Datenschnittstellen über Web-APIs und automatisierte DatenpipelinesDu transformierst, optimierst und visualisierst Daten für Business Intelligence-ZweckeDu führst Datenanalysen durch und erstellst Reportings und KPIs für FachabteilungenDu stellst die...

  • Senior Client Partner, German Pharma HQ

    Vor 6 Tagen

    Bochum, Nordrhein-Westfalen, Deutschland IQVIA Vollzeit

    Join us on our exciting journeyIQVIA is The Human Data Science Company, focused on using data and science to help healthcare clients find better solutions for their patients. Formed through the merger of IMS Health and Quintiles, IQVIA offers a broad range of solutions that harness advances in healthcare information, technology, analytics, and human...

  • Senior Director Product

    Vor 6 Tagen

    Bochum, Nordrhein-Westfalen, Deutschland Enreach Vollzeit

    Wir sind ein führender europäischer Anbieter von KI- und Kommunikationslösungen für Geschäftskund:innen. Gemeinsam mit dir wollen wir noch weiter wachsen. Unterstütze unser Team alsSenior Director Product & Technology (all genders)AufgabenGesamtverantwortung für das Produktmanagement, R&D und den Cloud-Betrieb des Business-Communication-Produkts Swyx...

  • Germany Finance Manager/ Senior Accounting Manager

    vor 1 Woche

    Bochum, Nordrhein-Westfalen, Deutschland IDEMIA Public Security Vollzeit

    Application ProcessPlease submit your CV in English.Location:Bochum, GermanyWork Model:Hybrid (minimum 1 day per week in the office)Working Time:Permanent - 80% part-timeAbout IDEMIA Public SecurityIDEMIA Public Security, a division of the IDEMIA Group, is a global leader in trusted biometric and identity solutions for public security, identity, travel, and...

  • Germany Finance Manager/ Senior Accounting Manager

    vor 1 Woche

    Bochum, Nordrhein-Westfalen, Deutschland IDEMIA Vollzeit

    Since our founding, IDEMIA has been on a mission to unlock the world and make it safer through our cutting-edge identity technologies. Our technology leadership makes us the partner of choice for hundreds of governments and thousands of enterprises in over 180 countries, including some of the biggest and most influential brands in the world. In applying our...

  • Stellenangebote: Senior Sales Manager im B2B-Property Management

    vor 1 Woche

    Bochum, Nordrhein-Westfalen, Deutschland Wir geben Menschen ein Zuhause. Vollzeit

    Senior Sales Manager im B2B-Property Management (m/w/d)in Bochum, Hamburg, BerlinDamit überzeugen wir dich:Flexibilität & Weiterbildung: Arbeiten aus dem Homeoffice heraus? Wir bieten mobiles Arbeiten mit flexiblen Arbeitszeiten. Zudem gibt es individuelle Weiterbildungsangebote und EntwicklungsmöglichkeitenMobilität: Wir stellen dir einen Firmenwagen...

  • Stellenangebote: Controller

    Vor 6 Tagen

    Bochum, Nordrhein-Westfalen, Deutschland Wir geben Menschen ein Zuhause. Vollzeit

    Zur Verstärkung unseres Teams in Bochum suchen wir Sie alsController / Business Analyst: Energiemanagement (m/w/d)  Ihre AufgabenIn dieser neu geschaffenen Position übernehmen Sie die kontinuierliche Analyse und Überwachung von Energieverbrauchsdaten (Strom, Gas, Wasser, Wärme, etc.)Sie führen energetische Bewertungen und Schwachstellenanalysen durch...

  • IT Controller

    vor 2 Wochen

    Bochum, Nordrhein-Westfalen, Deutschland uhb Software GmbH Vollzeit

    Gestalten Sie mit uns die Zukunft im Forderungsmanagement Sie denken in Prozessen, lieben Struktur und haben Freude daran, Dinge effizienter zu machen? Dann sind Sie bei uns genau ric...AufgabenSie priorisieren, klassifizieren und dokumentieren Störungen in einem Ticketsystem.Verantwortung übernehmen: Sie begleiten Neukund:innenprozesse – Mit einer/m...

  • Regional Manager

    Vor 2 Tagen

    Bochum, Nordrhein-Westfalen, Deutschland Dabster Systems Vollzeit

    Job ResponsibilitiesStrong Onsite/offshore communication management and coordination skills, ability to conduct quarterly/semi-annual reviews by self.Adherent to the Incident management process, guiding team in problem analysis, communication management, crisis management, and emergency fixes etc.Conducting Team Action Meetings, Weekly team meetings and...