Business Controller

At Riverty, we believe that everyone should be in control of their own financial situation. Our shared commitment is to make financial solutions more innovative, empathetic and user-friendly to empower financial growth for everyone. To do this, we rely on 50 years of experience and the commitment of over 5,000 creative minds, innovators and explorers in 11 countries.

Are you ready?

As part of our community, you will have the opportunity to develop your skills and transform the world of finance together with us. We create an environment where you can evolve personally and benefit from our flexible working conditions and work-life balance.

**We are looking for an ambitious**

**Business Controller (Finance Partner) (M/F/d)**

**(unlimited, fulltime) Join our Business Controlling team at our location in Berlin (Germany), Oslo (Norway) or Stockholm (Sweden) - flexible working conditions available**

**Description of position**:
The Business Controlling (Finance Partner) team is, on an international level, responsible for a wide range of tasks such as budgeting & reforecasting, responsible for business case on products and clients, business monitoring, as well as profitability and cost analysis. In addition, the team acts as a Finance Partner to our Business Unit Management, Sales and Product Function. We support our business with deep financial knowledge, ensuring long term profitable growth. Your area of expertise will be the Finance and Analysis Function.

This commercial and highly influential career opportunity is at the heart of the business and a central function in the Finance organization. The Business Controller (Finance Partner) (M/F/d) will also play a vital role in the overall Riverty organization by liaising with the Senior Management as a trusted advisor and Business Partner. You are expected to contribute ideas, opinions, new information and together with experienced colleagues develop models and perform complex analyses in order to meet overall corporate strategy targets. The products in scope cover a wide range of Buy Now Pay Later credit products that are rapidly advancing with the fin-tech industry. The business controller is in continuous engagement with Credit Risk teams, account management, product leads, and upper management.

**What you are expected to do**:

- You conduct financial variance analysis, understand results, identify profitability drivers, communicate and advice management on corrective action
- You leading budgeting-, forecast
- and follow up processes in your area of responsibility
- You provide transparency and guidance to Management, enabling fact-based decisions and steering of our products and markets
- Pro-actively and effectively communicating with various stakeholders, discussing the root cause of trends, assessing their impact and proposing solutions or optimizations
- You use analytical tools to analyse data and solve problems with the end goal of detecting trends and making pro-active decisions
- You interact and ensure cross-functional teamwork with all relevant departments and stakeholders
- Ad hoc reporting and analysis

**What you should bring**:

- You bring a Master/MBA degree in Business or Finance (e.g. Economics, Science, Engineering or Business)
- You have a minimum of three years of experience as a Business Controller, Consultant or Financial Analyst in a banking or BNPL environment
- Excellent analytical skills, logical and structured thinking, creative in problem solving
- You be able to identify issues, structure and conduct necessary analysis and draw conclusions
- Ambition to develop as a professional in an entrepreneurial organisation that provides opportunity to work with your areas of interest
- You bring exceptional inter
- and intrapersonal skills and the ability to balance multiple priorities, be detail-oriented, work independently and meet deadlines in a fast-paced environment
- Excellent skills with the MS Office package in general and with Excel in particular
- You have excellent communication skills in verbal and written English

**Nice if you have**:

- Experience with SAP FI/CO and BI tools, preferably Power BI
- Financial modelling experience
- Experience within the fintech/BNPL/credit industry and knowledge of its financial setup is a plus

**We offer you**:

- Personal development plans and programs
- A competitive compensation package

**Benefits**:

- **Mobile Office**: Opportunity to work from home
- **Discounts & Extras**: Exclusive Bertelsmann discounts and financial benefits, e.g., €1,500 referral bonus
- **Flexible Working Hours and Models**: Customize your working hours to suit your needs
- **Training & Development**: A variety of (online) courses, from language learning to leadership training, e.g., from Bertelsmann University
- **Health & Leisure**: Supported sports and (mental) health programs, e.g. from our partner TELUS Health
- **Appreciative Environment**: Diversity and employee networks enrich our culture

A coope