Expert for Credit Risk Methods, Decision Solutions

Tasks

WE MOVE THE WORLD THROUGH SUSTAINABLE AND INTELLIGENT FINANCIAL AND SERVICE SOLUTIONS

As Daimler Truck Financial Services, we are one of the largest financial and mobility services companies in the commercial vehicle industry and a fully integrated division of the globally operating Daimler Truck AG. We simplify our customers' business with a wide range of tailored financing and service solutions and support them on the road to environmentally friendly, autonomous and safe driving.

We are active in around 16 markets with more than 1,900 employees. Our colleagues and our value-based culture are key strengths that contribute significantly to our success.

YOUMAKEUS. Become part of our Credit Risk Management at Daimler Truck Financial Services

The department Credit Risk Management is responsible for the monthly calculation of credit risk reserves and economic capital, for risk steering and reporting for all DTFS entities as well as risk methods and parameters. Furthermore, the department manages rating and scoring models, processes and systems. In addition, the department hosts several policies, prepares board deals, ensures their quality and fosters the further process and system digitization.

IN THIS ROLE YOU WILL:

- Perform data
- and portfolio analyses (data science/data analytics) with mathematical-statistical methods, while accessing heterogeneous databases for market specific risk models (scoring and rating)
- Development or enhance quantitative state-of the art risk models with the target of increasing automation in the credit decision process
- Maintain and improve credit risk policies (credit rules, product rules, scoring and rating guideline)
- Participate in projects and coordinate, review and prioritize the system business requirements and testing activities with various stakeholders and ensure alignment with IT, other affected projects as well as external suppliers
- Network with other teams, departments and local entities to ensure proper handling of needs and requirements and ensure fast reactions on changes in market needs
- Design, develop, document and use of concepts for new risk-reporting dashboards with Microsoft PowerBI, for the monitoring and validation of the corresponding risk models and the product database
- Coordinate and conduct meetings and trainings

YOU SHOULD BE PART OF OUR TEAM BECAUSE:

- We are those who keep the world moving
- You will experience a company culture where Trust, Authenticity, Respect and Integrity form the foundation of everything we do. We care about each other every day
- Everyone is empowered and supported to develop as an individual. Through strong ownership from day one, you will experience a steep learning curve and grow on a professional and personal level
- You will join a global team of over 30 nationalities and different backgrounds. We foster diversity and inclusivity as one passionate and fun-loving team

YOU WILL BENEFIT FROM:

- Your start with us: We want you to take the helm yourself and feel comfortable from the very beginning. That's why you start with us with several days of onboarding and an individual induction, during which you get to know your new colleagues, our products and our culture
- Your salary: With us, you benefit from the remuneration of a collective agreement
- Your development: You will find a wide range of learning and development opportunities with us, such as LinkedIn Learning for your professional and private development. We will support you with targeted training from our Learning & Development team, which will help you to further your personal and professional development
- Working hours: We offer you flexible hours that allow you to balance work and your private life
- Mobile office: This is also possible with us As a rule, we offer you several days of mobile working per week, always adapted to the team's needs. Please ask directly in the interview what the regulations are for your role
- Holidays: With us you have 30 days of holiday per year and an above-average number of public holidays (location BaWü) as well as paid time off for important family events (e.g. wedding, birth, etc.)
- For you and your family: health insurance through Mercedes-Benz BKK, company pension scheme and capital-forming benefits. You also benefit from regular health days with health checks and free vaccinations
- Childcare: Our company daycare centre in Leinfelden and a daycare centre cooperation in Berlin help you to accommodate your children in the best possible way
- Fitness: Are you a sportive person? In our sports club SG Stern you can try out different sports such as kite surfing, diving, ice hockey and classic fitness offers as well as our company run, depending on the location. An e-sports community has also formed around various games and genres
- Start-up flair and tradition: As the world's largest commercial vehicle manufacturer, Daimler Truck AG has been present on the market for a long time. The Financial Services