Senior Pricing

Are you an experienced Pricing & Products actuary in the L&H primary insurance market? Are motivated to provide innovative protection solutions to consumers? If so, we invite you to learn more about our Senior Pricing & Products Actuary L&H role below

**About the Role**

As the Senior Pricing & Products Actuary L&H reporting to the Head Pricing & Products L&H Continental Europe, you will manage the technical and actuarial aspects of relationships with distribution partners, primarily in Germany but also supporting other active markets (the Netherlands and Italy). You will be responsible for pricing, referral and final sign-off for both existing and newly developed insurance products. Additionally, you will prepare end-customer premium rates and ensure that these rates are correctly implemented in the respective administration systems. Together with the Insurance Product and Literature manager in Germany you will ensure that our insurance propositions (Products and Pricing) deliver good customer value.

You will also be responsible for preparing and maintaining the pricing assumption basis for our German business. You will work together with the Distribution team to steer the business performance and manage distribution partners. Collaborating with our close-knit German Partner Core Team, you will work closely with various experts including Underwriting, Claims, Finance, Operations, Valuation and Risk Management.

Furthermore, you will support and review pricing work carried out by other pricing actuaries for different markets across EMEA.

Key responsibilities are:

- Delivering pricing, referral and final sign-off of German protection products (Term Life, Whole of Life, and associated rider benefits) balancing commercial and customer value.
- Driving Business Cases and new partnerships, in collaboration with the Distribution team.
- Contributing to product development, design, and expansion.
- Creating and updating costing tools/models.
- Specifying and testing products.
- Monitoring the current portfolio.
- Reviewing customer literature and distribution contracts.

**About the Team**

We are a diverse, talented group of people, who delivers L&H primary insurance proposition (Product development and Pricing) in multiple countries. The Pricing & Products L&H Continental Europe team consists of 6 colleagues based across 4 locations in Europe.

**About You**

Essentials
- You are a qualified actuary with extensive experience in life protection product pricing and product development in (re)insurance across Europe.
- You have a passion for collaborating with international colleagues in a culturally diverse setting.
- You have a commercial and innovative mind-set to drive growth. You are a self-motivated person and comfortable balancing multiple projects.
- You are knowledgeable about the legal, regulatory, and compliance frameworks governing primary life insurance in various European markets.
- You are fluent in English with excellent oral and written communication skills.

Nice to Haves
- You have a consumer-focused mindset, experience with external clients/distributors, and a strong passion about the needs of customers.
- You are adaptable and thrive in a dynamic, changing environment. Speaking additional European languages like German, Dutch, Italian, or French would be a plus.

**About iptiQ**

At iptiQ, we partner with established brands around the world to create impactful digital insurance solutions. We make it easier for consumers to buy the insurance they need from the brands they trust. We provide life and non-life insurance through our end-to-end digital platform and build multi-channel customer experiences.

What we offer our employees is outstanding. Hybrid working in offices across the world, phenomenal learning & career opportunities and a culture that encourages new perspectives to challenge conventions and come up with innovative solutions. We believe in the power of inclusion. Drawing on our employees' broad range of perspectives, life experiences and backgrounds stimulates creativity and gives us a competitive edge. iptiQ embraces a workplace where everyone has equal opportunities to thrive regardless of their age, gender, gender identity and/or expression, sexual orientation, race, ethnicity, religion, physical or mental ability, or other characteristic and can be their authentic self. Ignite your curiosity to shape digital insurance.

iptiQ is part of Swiss Re, one of the world’s leading providers of re/insurance and risk transfer solutions. This means we’re backed by Swiss Re’s capital strength and more than 150 years of risk knowledge. Through our partnerships, we contribute to Swiss Re’s vision to make the world more resilient.

During the recruitment process, reasonable accommodations for special needs are available upon request. If contacted for an interview, please inform the Recruiter/HR Professional of the accommodation needed.

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**About iptiQ**

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