Credit Operations Specialist

About Raisin Bank

As part of the Raisin family, Raisin Bank combines the best of both worlds: the experience and security of a bank, with the flexibility and innovation of a start-up. Our team is just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place

Founded in 1973, our dynamic and innovative service bank has a full banking licence and brings the decades of experience of an established German credit institution to the table. In processing both loan portfolios and receivables of selected borrowers, it combines performance strength and competent advice with efficient solutions. Since 2019, the bank has been a wholly-owned subsidiary of Raisin and has been operating under the name Raisin Bank AG since August 2019.

Your Responsibilities

The Operations Fronting team is responsible for loan processing in connection with all of the Bank's fronting loan transactions. The team's tasks include conducting KYC and KYB checks, preparing loan submissions, reviewing loan documents and drafting loan agreements. The team is in close contact with our cooperation partners.
- You take on all day-to-day tasks in connection with individual fronting cooperations of the bank - from tasks related to customer investment to the preparation of loan templates. Due to your careful and efficient way of working, you ensure optimal processing of the fronting credit transactions in your area of responsibility.
- You help and support the daily processes within the fronting cooperations.
- You are involved in various projects and proactively contribute to the further development of processes and IT solutions.

Your Profile
- Ideally, you have gained initial professional experience in the banking or financial sector in the area of back office / loan processing or in similar areas.
- Successfully completed banking training or a comparable qualification.
- You have an analytical mind and a good understanding of numbers.
- Knowledge of the regulatory requirements for credit processes from the German Banking Act (KWG) and MaRisk is a plus.
- You convince with your ability to work in a team, flexibility and strong communication skills.
- You have a very good command of German and good written and spoken English.
- A careful and efficient way of working rounds off your profile.

Join our mission, join our team - and grow with us

As part of the strong Raisin family, Raisin Bank combines the best of both worlds: The experience and security of a bank with the flexibility and innovation of a Start-up.

Our employees are just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place In our agile FinTech environment, you have the opportunity to work in an international team and gain new experience. We provide:

- Personal training budget of 1,700€ and access to Babbel for continuous learning.
- Exciting cooperation partners and projects in the banking and Start-Up environment.
- A fully cloud-based Banking-as-a-Service Platform.
- Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more.
- Dynamic environment, a hands-on mentality and agile ways of working.
- Flexible working hours and 30 days holiday incl. Christmas Eve and New Year's Eve off.
- Collegiality and a supportive learning environment.
- Promotion of company pension schemes and capital-forming payments (vermögenswirksame Leistungen).
- Commuting allowance.
- Meal allowance for daily lunch.
- A diverse team of experts to learn from and to inspire each other.