Insurance Underwriters

Role Overview Mercor is seeking experienced insurance underwriting professionals to collaborate with a technology-driven risk analytics partner. Freelancers will support the development and evaluation of automated insurance workflows, contributing expert insight to improve AI systems handling underwriting, risk assessment, and rating logic. This opportunity is ideal for professionals with property and casualty underwriting experience looking to apply their knowledge in a forward-looking, project-based environment. Key Responsibilities Evaluate application data, loss history, and third-party reports (e.g., CLUE, MVR, LexisNexis) to determine underwriting acceptability. Calculate insurance premiums using ISO manuals, class codes, and company-specific rating algorithms. Analyze historical claims to assess loss trends and calculate loss ratios against industry benchmarks. Draft policy terms and compile coverage documents including endorsements and declarations. Review referred cases and provide documented decisions with clear rationale and risk treatment recommendations. Ideal Qualifications 5+ years in commercial or personal lines underwriting, preferably with experience using platforms like Guidewire or Duck Creek. Familiarity with ISO classification codes, rating manuals, and policy forms. Strong attention to detail and ability to assess risk across various data inputs. Proven track record of working with multi-line policies (property, auto, general liability). Experience reviewing and interpreting third-party reports (CLUE, MVR, LexisNexis, etc.). More About the Opportunity Remote and asynchronous — control your own work schedule Expected commitment: min 30 hours/week Project duration: ~6 weeks Compensation & Contract Terms $50-80/hour Independent contractor arrangement Paid weekly via Stripe Connect Application Process Submit your resume followed by domain expertise interview and short form About Mercor Mercor is a talent marketplace that connects top experts with leading AI labs and research organizations. Our investors include Benchmark, General Catalyst, Adam D’Angelo, Larry Summers, and Jack Dorsey. Thousands of professionals across domains like law, creatives, engineering, and research have joined Mercor to work on frontier projects shaping the next era of AI