Risk/Finance Intern

You don’t want an ordinary job. You want to build something that truly matters. Be part of shaping it from day one, move fast, and feel your impact. In a startup that doesn’t ask if something is possible – but how fast. Then you’ve come to the right place 🌍 At Bees & Bears, we’re a Climate FinTech on a mission to unlock capital for the energy transition. We believe finance is the key to accelerating the shift toward a sustainable future. The challenge ahead is massive: by 2050, the world needs to invest €150 trillion () to reach climate neutrality. 65% of this investment will need to be financed through loans. Our mission is to channel capital into the sustainable economy — to accelerate the transition and make the world greener. What we do: We work closely with installers of climate hardware such as solar systems, battery storage, and heat pumps — enabling their customers to finance installations easily through monthly installments. Our platform provides the technical and financial foundation to make this happen. In doing so, we’re actively accelerating the energy transition — for households, for our partners, and for the planet. We’ve recently secured €500 million in funding commitments to green 25,000 households over the next two years. Prior to that, we raised a Pre-Seed round backed by several renowned VCs — and we’ve been growing rapidly ever since. As a Risk/Finance Intern, you’ll work at the intersection of risk, finance, and operations. You'll take on real responsibility in a fast-paced growth environment and help build structures, scale processes, and implement innovative financing models. Knowledge in Python is preferred. Intermediate-Advanced German is strongly preferred. Tasks As a Risk/Finance Intern, you’ll work at the intersection of strategy, credit risk, and operations. You’ll gain full insight into how a modern lending operation works and take responsibility from day one. Risk Assessment & Analysis: Support in reviewing end customers and partners, as well as in improving internal risk evaluation processes. Financial Reporting: Contribute to the preparation and development of financial reports for internal analyses and external stakeholders. Process Optimization: Analyze and enhance existing workflows in the Finance & Risk area with a focus on efficiency and scalability. Ad-hoc Analyses & Operational Support: Handle ongoing tasks and questions related to payments, reporting, and financial processes. Requirements You are passionate about climate action and sustainability and want to learn more while making a real impact. You are currently pursuing or have already completed an advanced degree in economics, business administration, finance or a related field with a strong analytical or financial focus. You have gained initial practical experience - through internships, student jobs, or volunteer work. You work in a structured and detail-oriented way and take full ownership of your responsibilities. You are very confident working with tools like Excel and ideally have experience in digital work environments. Bonus: experience with SQL, Python, or finance tools You communicate clearly, professionally, and with your audience in mind - and you enjoy diving into complex topics. You have fluent English skills, both written and spoken, and you’re available to support us on-site in Berlin for three to six months. German language skills are a strong plus. If you don't meet every single criterion but are excited about the role and ready to take on responsibility - we’d still love to hear from you Benefits Work side-by-side with our experienced founders — Marius (3x founder) and Jakob (2x founder). It’s the perfect launchpad if you're thinking about starting your own venture. Guaranteed impact: Every deal your team closes contributes directly to the energy transition and saves at least dozens of tons of CO₂ emissions. Keep learning — continuously explore the latest climate tech developments, from cutting-edge energy storage solutions to innovative recycling methods or heat recovery from wastewater. No progress without mistakes. We encourage you to try things out, take ownership, and get hands-on insights across all areas of the startup. 🐝 & 🍻 By day, we’re driving the green transformation — but we make sure to have fun along the way. We’re a close-knit, young team that enjoys regular events and post-work “Bees & Beers” hangouts. Als grünes FinTech sind wir bei Bees & Bears davon überzeugt, dass Kapital der Schlüssel zur Beschleunigung der Energiewende ist. Die Herausforderung, vor der wir stehen, ist gewaltig: Bis 2050 müssen weltweit 150 Billionen Euro () investiert werden, um Klimaneutralität zu erreichen. 65% dieser Investitionen müssen durch Kredite finanziert werden. Unsere Mission ist es, Kapital in die nachhaltige Wirtschaft zu lenken, um die Transformation zu beschleunigen und die Welt grüner zu gestalten. Dabei arbeiten wir eng mit den Herstellern und Verkäufern von grüner Hardware wie Energiespeichern, Solaranlagen und Wärmepumpen zusammen, damit ihre Kunden die Anlagen und Maschinen so einfach wie ein Telefon über Klarna finanzieren können.