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Credit Risk Manager

vor 2 Monaten


Frankfurt am Main, Hessen, Deutschland Phaidon International Vollzeit

**About Phaidon International**

We are a leading international recruitment agency specializing in financial services and banking. Our team of experts is dedicated to connecting talented professionals with top-tier companies.

**Job Title:** Credit Risk Manager

**Job Summary:** We are seeking a highly skilled Credit Risk Manager to join our team. As a Credit Risk Manager, you will be responsible for analyzing and evaluating credit risk for our clients, providing expert advice and guidance to ensure the success of their financial endeavors.

**Key Responsibilities:**

  • **Credit Analysis:** Conduct thorough and comprehensive credit analyses to assess the creditworthiness of clients, including financial statement analysis, industry research, and market trends.
  • **Industry Evaluation:** Evaluate the client's competitive positioning within their industry, identifying areas of strength and weakness.
  • **Strategic Assessment:** Articulate and evaluate the client's strategy, including associated execution risks, to ensure alignment with their financial goals.
  • **Funding and Liquidity Analysis:** Analyze funding strategies, financial policies, treasury activities, and liquidity to ensure the client's financial stability.
  • **Financial Analysis:** Conduct balance sheet strength, cash flow, and profitability analyses using ratio analysis and stress testing to identify areas for improvement.
  • **Additional Analyses:** Prepare industry-specific reviews, portfolio reviews, stress tests, and other analyses as directed by management.
  • **Credit Grading:** Complete account spreading and scorecard determination within our proprietary system, proposing preliminary credit grading.
  • **Application Finalization:** Finalize relevant Group Mandate and/or Business Credit Application for assigned clients.

**Requirements:**

  • **Relevant Experience:** Minimum of 3 years' experience in banking, rating agencies, treasury, or accounting is preferred but not mandatory.
  • **Analytical Skills:** Strong ability to assess and calibrate credit risk, with a keen eye for detail and a deep understanding of financial markets.
  • **Communication Skills:** Excellent verbal and written communication skills, with the ability to work across cultures in a dynamic environment.
  • **Language Proficiency:** Fluency in German and English.
  • **Professional Interaction:** Ability to engage in credible dialogue at all organizational levels and with clients.
  • **Organizational Skills:** Well-organized, able to multitask and manage competing demands.
  • **Advanced Qualifications:** MBA or CFA qualifications are advantageous but not required.