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Corporate Credit Specialist

vor 2 Monaten


Frankfurt am Main, Hessen, Deutschland Société Générale Assurances Vollzeit

About the Role

We are seeking a highly skilled Credit Analyst to join our team at Société Générale Assurances. As a Credit Analyst, you will be responsible for analyzing and evaluating the creditworthiness of corporate clients, identifying potential risks, and making recommendations to senior management.

Key Responsibilities

  • Develop and maintain expertise in credit analysis, including cash flow analysis, balance sheet analysis, and risk assessment.
  • Process credit requests and prepare credit applications for submission to senior management.
  • Monitor and update corporate credit analyses, including risk concentration, cash flow projections, and internal obligor ratings.
  • Collaborate with senior bankers, client relationship managers, and business lines to ensure effective and efficient work.
  • Participate in process optimization, ensuring quality standards and improving efficiency.

Requirements

  • University degree in economics, finance, or business administration, or a bank apprenticeship with advanced training.
  • 5 or more years of professional experience in credit analysis, including cash flow analysis at a corporate or investment bank.
  • Past exposure to large-cap and mid-cap corporate clients is a plus.
  • Sound knowledge of balance sheet analysis, accounting rules (IFRS/IAS, US-GAAP, and HGB), and cash flow analysis.
  • Relevant knowledge in risk analysis and internal credit approval processes.
  • Fluency in English and German (oral and written) is required.

Personal Qualities

  • Team player mentality.
  • Ability to work and cooperate in a young team in an international environment.
  • Flexibility.
  • Good organizational skills.
  • Ability to work under pressure.
  • Willingness to take on responsibility.