Senior Credit Officer

Vor 7 Tagen


Frankfurt am Main, Deutschland BNP Paribas Vollzeit

**In Frankfurt, we are looking for you to join us in a full-time or part-time permanent position starting as a**

**Senior Credit Officer (all genders)**

BNP Paribas Corporate & Institutional Banking is a bridge between large multinationals and mid-sized companies with international business activities (Corporates) and institutional investors and financial service providers (Institutionals). The division is a leading provider of sustainable financing and investment solutions.

**BNP Paribas: Who we are**

How do you imagine working at a bank? Probably not like this: at BNP Paribas, everyone is on first-name terms and we wear the clothes we feel good in. We live diversity, team spirit and sustainability. At BNP Paribas, you will find a secure job, plenty of space for your ideas and a suitable professional solution for your individual life situation. Your potential is limitless - and so are your development opportunities. We don't give empty promises, we convince with action: we - that's around 183,000 employees in 63 countries. We are the leading bank in the European Union. We are the "World’s Best Bank for Sustainable Finance 2023" (Euromoney). We are Top Employer 2024. We are: The Bank for a Changing World.

**Tasks & Responsibilities: What awaits you**
- Guaranteeing the compliance of credit decisions with ESG sectorial policies, exclusion, and monitoring lists- Identify deteriorating risks and closely monitoring Watchlist files and performing or proposing periodic and targeted portfolio reviews- Valuating the credit portfolio, specifically through the provisioning process, but also through the identification of non-performing clients and/or forborne exposures- Ensuring the adequacy of Ratings and Global Recovery Rates (GRRs) assigned to corporate clients and exposures- Responsibility for the use of the adequate level of delegation (Delegation Holder and RISK representative)- Assuring that Annual Reviews are performed on a yearly basis, exerting their influence on Coverage and Business Lines**Expertise & Soft Skills: What you offer**
- University degree in business economics, engineering or equivalent business expertise- Strong experience in credit and counterparty risk assessment- Deep knowledge of lending/trade products as well as derivatives- Experience of exercising a significant credit delegation is a definite plus- Capacity to integrate the commercial dimension and find balanced decisions- Efficiency, responsiveness, capacity to work under pressure- Being a team player and having a collaborative mindset- Fluent in German and English-
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**Benefits: What we offer you**
- 30 days' holiday and additional special leave days- Work in the office and from home- A wide range of opportunities for your development, such as internal and external training, talent development programmes and (inter)national career prospects within the BNP Paribas Group- Allowances for Job Ticket Deutschland, car & bicycle leasing- Subsidies for Job Ticket Germany, car & bicycle leasing- Company pension scheme with BVV- Employee Assistance Program: Professional support and great offers for your private and family life from benefitatwork and voiio- Insurance cover via a group accident insurance and survivors' insurance- A wide range of offers for your health, such as access to over 6,000 sports and health facilities with EGYM Wellpass**Your contact person is Sina Drescher - we are on first-name terms.**- (Opens in a new tab)**Do you want to shape a changing world?**

**BNP Paribas: One Bank - Multiple Opportunities**

From investment banking, vehicle leasing and real estate consulting to insurances, private banking and financing - the range of products and services BNP Paribas offer is very diversified. To ensure the highest level of expertise and the best service for our private, corporate and institutional clients in each individual business area, BNP Paribas in Germany is organized in twelve business lines: this makes the Bank a strong partner, even in times of crisis and rapid change. This is what almost 6,000 employees in Germany stand for. This is what six million private clients and around 5,000 corporate and institutional clients in Germany rely on.


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