Ratings Associate

vor 7 Monaten


Frankfurt am Main, Deutschland Moody's Vollzeit

Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.
- Team/Department Description:

- Ratings & Research Support

**The Role**
The Associate Analyst 3 (AA3) will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The AA3 will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their assigned credits, transactions, or credit reviews, AA3s are expected to participate in rating committee discussions and interact with issuers and other market participants, in collaboration with lead analysts.
The AA3 role is integral to Moody’s focus on ratings accuracy, research, and market outreach. The AA3 role will typically focus primarily on one rating group, with the potential for cross-training in and/or working for other rating groups.

**Key Responsibilities**

**Portfolio Management & Credit Quality**
Working with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach. Examples of analytical work may include:

- Reviewing financial documents and charts, analyzing data and financial documents, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.
- Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.
- Performing analytical tasks related to portfolio reviews and other credit projects.
- Collaborating with lead analysts in preparing the first draft of rating committee memos.
- Developing the ability to understand and identify key factors that affect issuer credit ratings. Interpreting and analyzing financial data and other credit inputs provided by internal and external parties.
- Monitoring credit quality and issuer and/or industry trends by following market developments and relevant news events, analyzing issuer reporting (including, in some rating groups monitoring and attending earnings calls), and engaging with issuers directly for follow-up clarification and information.
- Attending and participating in rating committee meetings, including, offering analysis and opinion where appropriate. Preparing credit estimates analysis used to assess elements of credit risk in certain rated transactions.

**Research, Investor Outreach & Market Interaction**
- Contributing to the first draft of core research (such as credit opinions, issuer and sector comments, press releases, pre-sale, and new issue reports) in collaboration with lead analysts.
- Contributing to research strategy, including idea generation and preliminary drafting, and adhering to Moody’s research standards.
- Attending investor briefings and issuer meetings as required; helping prepare presentation materials in some cases; arriving prepared to engage in discussions.
- Building positive relationships with issuers displaying initiative to understand the issuer’s business and proactively responding to issuer inquiries.

**Credit Administration**
- Operating applicable ratings and research systems and using software specific to the rating group.

**Coaching & Guidance**
- Providing guidance in the delegation of work to the data processing team.
- Actively handling workload pipeline to provide sufficient time for completion. Seeking guidance from the manager where needed to resolve how to prioritize work.
- Providing feedback to the manager on the quality and accuracy of work produced by the data processing team, while providing constructive and proactive feedback.

**Risk Identification and Escalation**
- Ensure compliance with applicable laws, regulations, policies, and procedures to certify relevant key codes as required. Complete mandatory required training in a timely manner.
- Awareness of Moody’s risk management approach.
- Ensure high quality of work, free of errors.
- Qualifications:
**Experience / Qualifications**
- Minimum undergraduate/first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications) with strong academic performance (in the US, minimum GPA of 3.0).
- Some relevant experience (including internships) is preferred.
- Excellent verbal, written communication, and interpersonal skills.
- Proficient in MS Excel, Word, and PowerPoint
- Proactive and able to work effectively in a collaborative team environment.
- Strong organization skills, analytical thinking, and attention to detail.
- Ability to adapt to a changing environment and prioritize tasks accordingly.
- Some understanding of fixed income markets and/or credit knowledge is preferred.
- Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent, or relevant work experience is preferred.
- Finance and accounting background preferred.
- Good lev


  • Ratings Associate

    vor 6 Monaten


    Frankfurt am Main, Deutschland Moody's Vollzeit

    Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions. **Description**: The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by...


  • Frankfurt am Main, Deutschland Moody's Careers Vollzeit

    **Experience Level**: Experienced Hire **Categories**: - Credit Analysis & Research **Location(s)**: - An der Welle 5, Frankfurt, 60322, DE At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the...


  • Frankfurt am Main, Deutschland Moody's Vollzeit

    Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions. **Description**: The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by...

  • Ratings Associate

    vor 2 Monaten


    Frankfurt am Main, Deutschland Moody's Vollzeit

    **Location(s)**: - An der Welle 5, Frankfurt, 60322, DE **Line Of Business**: RRS(RRS) **Entity**: Moody's Investors Service(MIS) **Job Category**: - Students & Early Careers **Experience Level**: Early Career At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive...

  • Ratings Associate

    vor 1 Woche


    Frankfurt am Main, Deutschland Moody's Vollzeit

    **Location(s)**: - An der Welle 5, Frankfurt, 60322, DE **Line Of Business**: RRS(RRS) **Job Category**: - Students & Early Careers **Experience Level**: Early Career At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to...

  • Ratings Associate

    vor 3 Monaten


    Frankfurt am Main, Deutschland Moody's Vollzeit

    **Experience Level**: Early Career **Categories**: - Students & Early Careers **Location(s)**: - An der Welle 5, Frankfurt, 60322, DE **Line Of Business**: RRS(RRS) **Entity**: Moody's Investors Service(MIS) At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive...

  • Credit Associate

    vor 7 Monaten


    Frankfurt am Main, Deutschland Moody's Vollzeit

    Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions. **Description**: The Methodology and Models Development Group (MMDG) at Moody’s is responsible for developing and publishing all new rating methodologies and assessment frameworks and revisions thereto, as well as the related models, scorecards and...


  • Frankfurt am Main, Deutschland Moody's Investors Service Vollzeit

    Let's begin! Ratings and Research Support Summer Intern - Structured Finance Group (6005) At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to...


  • Frankfurt am Main, Deutschland Moody's Vollzeit

    **Experience Level**: Early Career **Categories**: - Students & Early Careers **Location(s)**: - An der Welle 5, Frankfurt, 60322, DE At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom...


  • Frankfurt am Main, Deutschland Moody's Careers Vollzeit

    **Experience Level**: Early Career **Categories**: - Students & Early Careers **Location(s)**: - An der Welle 5, Frankfurt, 60322, DE At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom...


  • Frankfurt am Main, Deutschland S&P Global Vollzeit

    **S&P Global Ratings** **Associate, Financial Institutions - Frankfurt** We are looking for a highly skilled individual to join our Financial Institutions Ratings team in Frankfurt. **The Role**: - **Analytical excellence**:You will assume responsibility for a portfolio of mostly financial institutions German speaking and Central and Eastern Europe. -...


  • Frankfurt am Main, Deutschland S&P Global Vollzeit

    **About the Role**: **Grade Level (for internal use)**: 11 **The Team**: You will be an integrated part of the S&P Global Ratings Marketing team, providing support to our key stakeholders across the globe. **The Impact**: Reporting to the Director of Demand Insights, the Digital Analytics / Demand Insights Associate Director will lead our analytics efforts...


  • Frankfurt am Main, Deutschland S&P Global Vollzeit

    **About the Role**: **Grade Level (for internal use)**: 11 **The Team**: You will be an integrated part of the S&P Global Ratings Marketing team, providing support to our key stakeholders across the globe. **The Impact**: Reporting to the Director of Demand Insights, the Digital Analytics / Demand Insights Associate Director will lead our analytics efforts...

  • Intern

    vor 7 Monaten


    Frankfurt am Main, Deutschland Moody's Vollzeit

    **The Role** The Moody’s Summer Associate internship program is a 10-week program that provides an outstanding opportunity to develop skills that are valuable to any future career in the financial services industry. This will be an internally facing role, reporting to a Team Manager. The Summer Associate will be assigned to one of the following rating...


  • Frankfurt am Main, Deutschland Moody's Vollzeit

    At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. **The Role /...


  • Frankfurt am Main, Deutschland Bank of America Vollzeit

    **Company Overview**: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work...

  • Associate Director

    Vor 4 Tagen


    Frankfurt am Main, Deutschland Standard Chartered Vollzeit

    **Job Summary** - Join us in this exciting opportunity to be part of a dynamic and collaborative environment! **Key Responsibilities** - Timely drafting of credit analysis as directed by the relevant Team Leader, ensuring insights, relevance, and succinctness. - Assessment of the client’s competitive positioning within its industry. - Articulation of the...


  • Frankfurt am Main, Deutschland ING Vollzeit

    Your Tasks - From day one, you are an integral part of the ECG and its concept, gradually immerse yourself in our day-to-day operations and work alongside our Senior Specialists in all of client advisory and management. - You learn from your experienced colleagues how we prepare pitches and proposals for existing and new customers and quickly take on your...

  • (Senior) Associate

    vor 7 Monaten


    Frankfurt am Main, Deutschland Deutsche Börse Vollzeit

    **Learn. Develop. Grow. But always: Share value**: Join our international team that drives positive change, united by a spirit of openness and curiosity. We empower you to have an impact and to grow - personally and professionally. With us, you work at the heart of financial systems and evolve the way markets operate. We’re excited about the future because...

  • Vice President

    vor 4 Wochen


    Frankfurt am Main, Deutschland Deutsche Bank Vollzeit

    **Vice President - Investment Banking / M&A (f/m/x)**: **Job ID**:R0357435**Full/Part-Time**:Full-time**Regular/Temporary**:Regular**Listed**:2024-11-27**Location**:Frankfurt**Position Overview**: Origination & Advisory combines Investment Banking Coverage and Advisory along with Capital Markets to deliver the most appropriate products to both the C-Suite...