Distribution Finance Underwriter

vor 4 Wochen

Duesseldorf, Deutschland WELLS FARGO BANK Vollzeit

**About this role**:
Wells Fargo is seeking a Distribution Finance Underwriting Associate...

The role is responsible for providing active support to the local PMU team in the underwriting, processing and execution of inventory financing transactions. This entails besides the support in the underwriting of new and existing floorplan lending transactions also the diligent preparation & management of our customer files, the accurate & timely processing of data as well as all other administrative support.

The customer base is predominantly located in the D/A/CH countries, the BLX and Southern Europe.

The Underwriter will have their own, small delegated lending authority and will be required to make written recommendations to management for those deals above their own lending authority.

**In this role, you will**:

- Participate in underwriting of floor plan lending transactions
- Assessment of the credit risk profile of SME transactions and approving or recommending those transactions for Wells Fargo in compliance with CDF strike zone. This will include new transactions, increase requests as well as the annual review of existing accounts
- Identify opportunities for process improvements within scope of responsibilities for Distribution Finance Underwriting functional area
- Research customer financial performance, both historical and future
- Review and research complex business assignments that require evaluation and selection of alternative suggestions
- Reviewing and analyzing financial and non-financial information in collaboration with all stakeholders and preparation of credit pitch documents to a high standard to achieve right/first time approvals.
- Exercise independent judgement to guide medium risk deliverables
- Present recommendations for resolving more complex situations and exercise independent judgement while developing expertise within Distribution Finance Underwriting functional area, policies, procedures, and compliance requirements
- Providing analysis and deal structuring support on larger deal exposures where applicable
- Collaborate and consult with Distribution Finance Underwriting colleagues, internal partners, and stakeholders, including internal and external customer
- Working collaboratively with Commercial and Account Management team to ensure timely collection of all documentation and information relevant for effective analysis and decision-making
- Actively supporting the x-functional team in maintaining wing-to-wing dealer transaction cycle time within agreed timeframe.
- Supporting the team in the risk rating process for all dealer transactions in line with WFCF Policy and relevant EMEA CDF procedures.
- The independent preparation and post-processing of new transactions as well as of periodical reviews of existing exposures.
- The communication of approval conditions to stakeholders as well as control of timely and accurate fulfilment thereof
- Responsible for ensuring all approval conditions are satisfied, finance and other legal documents are appropriately executed and a closing memo is prepared prior to credit line activation.
- The safeguarding / assurance of impeccable credit documentation incl. the timely collection & processing of financial statements and inventory insurance documentation from customers
- The processing and maintenance of customer data (control of accuracy and completeness of data entry)
- The processing and maintenance of the additional collateral data in the sub-ledger system
- Adherence to Credit Risk Policies and Procedures in executing on above responsibilities
- The processing and approval of the customer termination request workflows

**Required Qualifications**:

- Completed commercial education / business management training
- Demonstrated experience ideally in a bank / financial institution
- Good command/knowledge of English (written and verbal).
- Customer Service Orientation - acts to help or serve customers, focusing efforts on discovering and meeting their needs
- Ability to access and update computerized information - accurate data entry, excellent attention to detail
- Dependability, resilience, conscientiousness and ability to work in a team
- Ability to work independently, motivated and customer oriented
- Willingness/readiness for continued development / personal growth
- Microsoft products - Outlook, Excel, Word, Power Point
- Strong interpersonal skills & communication skills

**Desired Qualifications**:

- In addition to fluency in English, additional languages such as Spanish, Italian, Dutch would be a plus
- Background in Factoring/Leasing

**We Value Diversity**

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Comp

  • Assistant Underwriter

    vor 1 Woche

    Duesseldorf, Deutschland Endurance Specialty Holdings Ltd. Vollzeit

    **Assistant Underwriter** Sompo International Holdings Ltd. (Sompo International) is a global specialty provider of property and casualty insurance and reinsurance. Sompo International companies are wholly owned subsidiaries of Sompo Holdings, Inc., whose core business encompasses one of the largest property and casualty insurance groups in the Japanese...

  • Underwriter (M/w/d)

    vor 1 Monat

    Duesseldorf, Deutschland BNP Paribas Vollzeit

    UNDERWRITER (M/W/D) (STELLENANGEBOTSNUMMER: 40648) **Underwriter (m/w/d)** BNP Paribas Leasing Solutions ist einer der führenden Absatzfinanzierenden in Europa mit weltweiter Präsenz. Seit mehr als 30 Jahren sind wir Fachleute für Kredit, Leasing - und Mietlösungen für mobile Investitionsgüter. Wir unterstützen und fördern den Geschäftserfolg...

  • Assistant Underwriter

    vor 1 Monat

    Duesseldorf, Deutschland Liberty Specialty Markets Vollzeit

    **General information**: **City**:Cologne **Country**:Germany **Creation Date**:28-Feb-2023 **Employment Type**:Permanent **Employment Type**:Full time **Ref #**:1234570056 **Description & Requirements**: **Role Title: Assistant Underwriter - Marine & Energy Reinsurance** **Location: Cologne** **Type: Permanent** For our Cologne based London Market...

  • Underwriter (M/w/d) Liability Und Aviation

    Vor 4 Tagen

    Duesseldorf, Deutschland Zurich Insurance Vollzeit

    **Bist du bereit,** **mit dem** *** **Besten zu rechnen** **?** Bei Zurich leben wir Versicherung neu. Um die Wünsche unserer Kunden noch besser zu erfüllen, gehen wir neue Wege, denken kreativ, arbeiten agil. Unsere Unternehmenskultur schenkt dir in jeder Hinsicht mehr Flexibilität - und viel Freiraum, dich optimal zu entfalten. Think big - und gerne...

  • Kreditanalyst/underwriter (M/w/d)

    vor 1 Monat

    Duesseldorf, Deutschland BNP Paribas Vollzeit

    **Kreditanalyst/Underwriter (m/w/d)** **Händlereinkaufsfinanzierung** BNP Paribas Leasing Solutions ist einer der führenden Absatzfinanzierenden in Europa mit weltweiter Präsenz. Seit mehr als 30 Jahren sind wir Fachleute für Kredit, Leasing - und Mietlösungen für mobile Investitionsgüter. Wir unterstützen und fördern den Geschäftserfolg unserer...

  • Commercial Finance Advisor C&p RHeinland

    vor 1 Tag

    Duesseldorf, Deutschland Shell Vollzeit

    **The Role**: If you're a Finance Professional with substantial experience, we can offer you the opportunity to work at the heart of the manufacturing business in one of the world’s largest corporations. **Where you fit in** One of today’s biggest challenges is to reduce emissions in times of rising demand for energy in all aspects of everyday life. As...

  • Finance Advisor

    Vor 3 Tagen

    Duesseldorf, Deutschland Shell Vollzeit

    **The Role**: **What’s the role?** As Finance Advisor, you will coordinate the delivery of Finance support to the Projects and Turnaround organisation for Shell’s Energy and Chemicals Park Rheinland, helping to deliver top quartile turnaround and project delivery for a large investment programme with an annual spend of ~$200-250m. Your experience and...

  • Finance Advisor

    Vor 3 Tagen

    Duesseldorf, Deutschland Shell Vollzeit

    **The Role**: **What’s the role?** As Finance Advisor, you will coordinate the delivery of Finance support to the Projects and Turnaround organisation for Shell’s Energy and Chemicals Park Rheinland, helping to deliver top quartile turnaround and project delivery for a large investment programme with an annual spend of ~$200-250m. Your experience and...

  • Kreditanalyst/underwriter (All Genders) Els

    vor 2 Wochen

    Duesseldorf, Deutschland BNP Paribas Vollzeit

    In Köln suchen wir dich in Vollzeit oder Teilzeit zum nächstmöglichen Zeitpunkt als **Kreditanalyst (all genders) im Bereich Equipment & Logistics Solutions bei BNP Paribas Leasing Solutions.** - BNP Paribas Leasing Solutions - (Opens in a new tab) ist spezialisiert auf die Finanzierung mobiler Investitionsgüter. Von der Erntemaschine über nachhaltiges...

  • Customer Service Representative

    vor 3 Wochen

    Duesseldorf, Deutschland Corbiota GmbH Vollzeit

    **Die Stelle**: - Aufbau des internationalen Customer Service Bereichs im Unternehmen - Definition und Beschreibung der Schnittstellen zwischen Customer Service, dem Sales Team, Finance und Produktion (Logistik, Supply Chain, Warehousing, Distribution) - Führende Mitarbeit bei der Erstellung von Richtlinien und Standards für die Kundenbetreuung -...

  • Retail Credit Underwriter

    vor 2 Monaten

    Duesseldorf, Deutschland DLL Vollzeit

    **Mitarbeiter (w/m/d) für die Kreditabteilung** Bist Du der Überzeugung, dass es Unternehmen um mehr als nur kurzfristigen Profit gehen sollte? Teilst Du diese Ansicht, dann bist Du bei DLL mit unserer Mission „See the world through the eyes of our partners“ genau richtig. Werde Teil unseres Teams, welches die richtigen Werkzeuge an die Hand gibt....

  • Customer Service and Commercial Specialist Emea

    vor 1 Monat

    Duesseldorf, Deutschland Brooks Sports, Inc Vollzeit

    **Who We Are**: At Brooks, we believe a run can change a day, a life, the world. Everyone who works here is a key part of our obsession to make the best running gear on the planet. We want our business — which also happens to be our passion — to be a place where everyone feels welcome and comfortable being themselves. Our company culture defines us,...

  • Logistics Coordinator Emea

    vor 1 Tag

    Duesseldorf, Deutschland Brooks Sports, Inc Vollzeit

    **Who We Are***: - At Brooks, we believe a run can change a day, a life, the world. Everyone who works here is a key part of our obsession to make the best running gear on the planet. We want our business — which also happens to be our passion — to be a place where everyone feels welcome and comfortable being themselves. Our company culture defines us,...

  • Finanzbuchhalter (M/w/d)

    vor 1 Monat

    Duesseldorf, Deutschland INGENIUM-konsult Vollzeit

    Unser Mandant ist ein Partner vieler großer und mittelständischer Unternehmen aus den Bereichen Telekommunikation, Medien und Entertainment und entwickelt über eigene Technologieplattformen individuell angepasste digitale Zahlungslösungen mit Fokus auf digitale Content-Distribution. Die Lösungen für den Vertrieb von Inhalten konzentrieren sich auf die...

  • Controlling & Accounting Specialist (M/w/d)

    vor 1 Monat

    Duesseldorf, Deutschland Textron Aviation Vollzeit

    **Controlling & Accounting Specialist (m/w/d)** - 316675 We inspire the journey of flight. For more than 90 years, Textron Aviation Inc., a Textron Inc. company, has empowered our collective talent across the Beechcraft, Cessna and Hawker brands to design and deliver the best aviation experience for our customers. With a range that includes everything from...

  • Mitarbeiter Kreditorenbuchhaltung

    vor 1 Monat

    Duesseldorf, Deutschland IMCD Vollzeit

    **Mitarbeiter Kreditorenbuchhaltung / Creditor Accountant (w/m/x)** Die IMCD Gruppe ist ein weltweiter Marktführer im Vertrieb, Marketing und der Distribution von Spezialchemikalien und Inhaltsstoffen. Mit einem Netzwerk aus globalen Standorten und Lägern in EMEA, Amerika und im asiatisch pazifischen Raum bietet IMCD seinen Partnern maßgeschneiderte...

  • Managing Director/geschäftsführerin

    vor 1 Monat

    Duesseldorf, Deutschland Delphi HR-Consulting Vollzeit

    Unser Mandant ist ein namhaftes innovatives Unternehmen im Bereich der Hautpflege mit 40 Standorten rund um den Globus. Die Produkte des Unternehmens sind nicht selten kategorie-prägend und werden in 90 Ländern angeboten. Auch im deutschen Markt agiert unser Kunde seit vielen Jahren sehr erfolgreich. Die Geschäftsentwicklung ist von stetigem Wachstum...

  • Logistics Outside Storage Specialist

    vor 1 Monat

    Duesseldorf, Deutschland TK Maxx Vollzeit

    Discovery is at the centre of everything we do. Wherever you find us around the world, if you can think of a product, you can probably find it in our stores. We are part of the TJX Family which includes TK Maxx, and Homesense in Europe and the UK and across the rest of the world you will find us as TJ Maxx, Marshalls, HomeGoods, Sierra and Winners. With...

  • Data Analytics Working Student

    vor 1 Monat

    Duesseldorf, Deutschland Sephora Germany Vollzeit

    Company: Sephora Germany - Country / Region : Germany - City : Düsseldorf - Business group: Selective Distribution - Contract type: Temporary Job - Function: Finance - Reference No.: 226185 - Date of publication: 2023.03.31 POSITION Data Analytics Working Student PROFILE At Sephora we inspire our customers, empower our teams, and help them become the...

  • Product Controller

    Vor 3 Tagen

    Duesseldorf, Deutschland Birkenstock Group B.V. & Co. KG Vollzeit

    BIRKENSTOCK is a global lifestyle brand that stands for quality, function and all-round well-being. The historic roots of this long-standing family-run company can be traced back to the year 1774. Nowadays, the product portfolio comprises sandals and closed shoes, accessories, natural cosmetics as well as beds and sleep systems. With more than 5,500...