Casualty Broker

Who are we? Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 22,000 employees spanning over 100 + countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head-hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Working at Howden Re At Howden Re, we’re on a mission to do things differently. Our no silo approach, elite team, and clear focus on innovation and relentless execution means our clients are at the heart of all we do. As a big 4 global reinsurance broker, we deliberately avoid the one-size-fits-all approach, committing to creating bespoke solutions that address the unique challenges of a modern and dynamic marketplace. Our team is empowered to drive progress, creating opportunities for career and personal development, unlocking new value for clients, fostering long-term partnerships, and using the collective power of Howden to change how the world sees risk and insurance. When you join Howden Re, you become part of a vibrant and entrepreneurial workplace culture that prioritises collaboration, ownership, and shared success. Here, your contributions will directly impact our mission to be the global partner of choice in reinsurance and strategic advisory. Be a part of Howden Re's exciting journey. Together, we are shaping the future of reinsurance. The role: Supports their Team and works with specifically assigned clients, analyse the financial costs of risk and uncertainty to provide key strategic advisory to a wide variety of clients by using mathematical, statistical, and financial theories, to place risks with insurers to deliver an excellent and comprehensive service in the administration of new business, renewal and mid-term changes. Negotiates effective terms to ensure client needs are best met in relation to suitable pricing and cover. The successful candidate will be responsible for managing and developing relationships with senior members of the divisional broking teams and to demonstrate an ability to develop appropriate solutions to complex broking and actuarial problems. This role can be based in any of our German locations in Cologne, Munich or Hamburg. Or In our London offices. What will you be doing? Environment, Customer Focus and Relationships: Represents the business division to major clients Behaves with all clients fairly and ethically Introduce clients to other team members and help maintain these relationships Builds and maintains strong relationships with internal stakeholders and external contacts to ensure service delivery meets expectations and is compliant. Also working with the business and other functions to share information, promote the adoption of best practices, identify risks and opportunities and supports business growth Develops and maintains appropriate underwriter relationships Maintains an appropriate group of preferred markets in each area of activity Provides support and assistance to senior colleagues and/or their clients on request Develops and maintain awareness and understanding of market dynamics and related cycles, to ensure work activities are effective Remains aware of external, industry and regulatory developments etc., utilising this information to develop appropriate practices that contribute to the identification of opportunities and business growth within their business unit Deals with client enquiries, renewals and mid-term adjustments Behaves with all clients fairly and ethically Develops strong relationships with immediate Team and the wider Business Unit Solicits advice and guidance, when appropriate, from their line manager Shares information that could be beneficial to the Operating Entity/Group Solicits advice and guidance, when appropriate, from their senior management team What skills are we looking for ? Good knowledge and understanding of the insurance/reinsurance sector Understands general and legal principles of insurance Experience of working in a similar or related role to actuarial activity Understands the relevant regulatory and legal frameworks Knowledge of the market including an awareness of competitors, specific territory knowledge, cultural awareness Strong commercial acumen Relevant product(s) knowledge is required Relevant experience in an account handling or technical role is desirable Good understanding of Team objectives and how own role contributes to these. Specific systems knowledge relevant to role. Good technical knowledge of reserving and related processes. Good knowledge of pricing techniques. Experience of developing and improving actuarial models including data specification and reconciliation, testing and documentation. German & English fluent in speech and writing What do we offer in return? A career that you define. Our business succeeds by allowing our people to make a mark in the areas they care about most: personal development, volunteering, and fundraising for charity, or creating new insurance products that address society’s greatest challenges. And we know that separate home and work lives don't really exist. If you're happy and healthy at home, you're more likely to be happy and fulfilled at work – and vice versa. That's why we do our best to support our people in every aspect of their lives. Diversity and Inclusion At Howden we value diversity - there is no one Howden ‘personality type’. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other, in the small everyday moments and the bigger challenges We are determined to make a positive difference, at work and beyond We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect – regardless of age, disability, race, religion or belief, gender, sexual orientation, marital status, or family circumstances. Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Our sustainability promise We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here .