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Trainee Credit Risk Modelling

vor 3 Monaten


München, Deutschland HypoVereinsbank – Member of UniCredit Vollzeit

We are a pan-European Commercial Bank with a unique service offering in Italy, Germany, Central and Eastern Europe . Rooted in our company’s Purpose is helping our communities to progress, not only through our differentiated products and services, but also through our investments aimed at building a sustainable future for our communities and strengthening their financial well-being. When you join UniCredit, you become part of an international, inclusive and diverse community that leverages on “diversity of thought", regardless of gender identity, age, ethnicity, sexual orientation, ability or cultural background.
As you grow in our company, we back you up through a common Culture of learning and collaboration, benefits, programs, and flexibility that support you personally and professionally.
The “ UniCredit Graduate Program ” is how you kickstart your career through a stimulating and exciting journey in one of Europe's leading financial institutions.
Our 12 months rotation-based graduate program offers the opportunity to work in a forward-thinking, international, and supportive environment where you can learn, grow, and thrive while making an impact and empowering communities to progress.
Within the Strategic, Credit & Integrated Risk area of our bank's Chief Risk Office (CRO) , the Credit Risk Modelling team is responsible for the conception of rating processes and the development and implementation of rating models. Our departement is characterized by an international and dynamic environment and we are always keeping an eye on the details.



The Graduate Program in our Credit Risk Modelling team with focus on rating methods offers you an attractive career start. On top of this, you will receive off-the-job training measures that will sharpen your profile personally and as a decision-maker.
New development and refinement of internal rating models• Monitoring and maintenance of existing rating models• Ensuring compliance with the regulatory requirements as issued by ECB• Surveilling and ensuring the applicability of group-wide rating models • Ensuring the correct calculation of key risk parameters



You have recently completed OR you are in the final stages of your bachelor’s/master's/PhD degree in a statistical or mathematical subject or Economics/Business Administration with quantitative focus or focus on data analytics/data science.
Knowledge of programing languages like SQL, SAS and LaTex are a plus.
You have good and clear communication skills with a profound level of Business English.




EnjoyNetworking - In your position, you will establish contacts in all areas and divisions of the bank - also international. In addition to your day-to-day job, numerous local and global events, regular get-togethers, and exciting events with the management await you. * #With comprehensive qualification measures, strategic and future-oriented development programs, or individual mentoring, we give your career a perspective. In addition, up to 3h/month of your working time belong to your personal development - whether design thinking, storytelling, mindfulness, or time management, you decide * #With us, you can expect a pan-European company with regional ties as well as stimulating career opportunities in the world's most exciting cities. * #Whether it's in the office, remote within Germany, or abroad from another EU country. Take a sabbatical and explore the possibilities of New Work with us. * #Therefore, we support your financial provision for retirement from day one. * #For this reason, we offer you a discounted rate on leasing a JobRad and provide you with the Deutschlandticket for 29€ instead of 49€ per month. This way, we support your active lifestyle and promote environmentally friendly and affordable mobility. * #That is why we reward your commitment and impact with an attractive, above-average remuneration according to the collective banking wage agreement, starting with an annual salary of over €53,900 gross plus bonus. In addition, further benefits await you that not only enhance your monthly income but also secure your financial future.